31 by St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 31 by St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,170 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Mar 2024)
Tax Bill	$4,612 (2026)
Deeds & Mortgages	Mar 2024 Sale Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K00450`

Property Details

APN / Parcel Number

Primary APN	`K00450`
Alternative APNs	`LOWE M:172 B:935 L:31` `M:000172 T:K00450`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,170 sqft Living Area
Gross Area	2,431 sqft
1st Floor Area	630 sqft
Attic	Attic
Attic Area	540 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	K00450
Street Address	31 BY ST
City	LOWELL
State	MA
Zip	01850-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	935
Legal Lot Number	31
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1008
Census Tract	310300

Owner

31 by St is owned and occupied by an individual who bought it in March 2024.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31 BY ST, LOWELL, MA 01850-1218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Quit Claim Deed, Transfer
Sep 22, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 9, 2023	Fiduciary Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024 · Amount on File
Deed Sale	Mar 8, 2024 · Amount on File
Prior Sale	Jun 9, 2023 · Amount on File
Deed Document Number	20246005
Deed Book / Page	38362 / 113
Prior Transfer Date	Feb 26, 2024
Prior Transfer Doc	038362-113
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 8, 2024
Property Address	31 BY ST, LOWELL, MA 01850-1218
Document Number	038362-113
Book / Page	38362 / 113
Instrument Date	Feb 26, 2024
Instrument	6005
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BY ST, LOWELL, MA 01850-1218

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 22, 2023
Property Address	31 BY ST, LOWELL, MA 01850-1218
Document Number	038086-284
Book / Page	38086 / 284
Instrument Date	Sep 19, 2023
Instrument	28205
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 BELAIR AVE, DRACUT, MA 01826-3459

June 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 9, 2023
Property Address	31 BY ST, LOWELL, MA 01850-1218
Document Number	037879-114
Book / Page	37879 / 114
Instrument Date	Jun 9, 2023
Instrument	16182
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BELAIR AVE APT 1, 1, DRACUT, MA 01826-3459

Mortgage

Document Number	0000016183
Date	Jun 9, 2023
Instrument	16183

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 31 by St was $4,612, up 6.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,612.00 (+6.39%)	$406,300 (+7.6%) Land $139,700 Building $266,600	$435,761 (+4.23%)
2025	$4,335.00 (+8.48%)	$377,600 (+12.55%) Land $130,600 Building $247,000	$418,095 (+4.96%)
2024	$3,996.00 (+7.8%)	$335,500 (+12.4%) Land $129,800 Building $205,700	$398,335
2023	$3,707.00	$298,500 Land $112,900 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 by St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 31 by St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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