15 by St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 15 by St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,024 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$183,900 (Nov 2002)
Tax Bill	$4,080 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`N00410`

Property Details

APN / Parcel Number

Primary APN	`N00410`
Alternative APNs	`LOWE M:172 B:935 L:15` `M:000172 T:N00410`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
Gross Area	2,054 sqft
1st Floor Area	640 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	N00410
Street Address	15 BY ST
City	LOWELL
State	MA
Zip	01850-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	935
Legal Lot Number	15
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1008
Census Tract	310300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15 BY ST, LOWELL, MA 01850-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU
Feb 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2002 · Amount on Record
Deed Sale	Nov 4, 2002 · Amount on Record
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	15 BY ST, LOWELL, MA 01850-1218
Document Number	32029-1
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32029-1
Date	Apr 27, 2018
Book Page	032029/000001
Instrument	16530

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 26, 2038

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 23, 2018
Property Address	15 BY ST, LOWELL, MA 01850-1218
Document Number	31884-212
Book / Page	031884 / 000212
Instrument Date	Feb 23, 2018
Instrument	7463
Transaction Type	Transfer
Record Updated	Mar 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BY ST LOWELL MA 018501218, LOWELL, MA 01850-1218

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,080.00 (+6.39%)	$359,500 (+7.6%) Land $134,100 Building $225,400	$386,270 (+4.26%)
2025	$3,835.00 (+0.21%)	$334,100 (+3.98%) Land $125,300 Building $208,800	$370,500 (+7.85%)
2024	$3,827.00 (+6.48%)	$321,300 (+11.02%) Land $124,500 Building $196,800	$343,520
2023	$3,594.00	$289,400 Land $108,300 Building $181,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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