25 Belem St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 25 Belem St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1996
Lot Size	0.227 acres (9,915 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Dec 2021)
Tax Bill	$2,895 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-23-05-103-002`

Property Details

APN / Parcel Number

Primary APN	`40-23-05-103-002`
Alternative APNs	`0095262-102500-2` `10004607827`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,883 sqft

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,915 sqft (0.227 acres)
Garage Area	379 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Pool Area	312 sqft
Porch	Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004607827
Old Parcel Number	00952621025002
Street Address	25 BELEM ST
City	PUNTA GORDA
State	FL
Zip	33983-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0594 0030 PUNTA GORDA ISLES SEC20 BLK594 LT 30 985/772 1472/1756 2391/1313 2769/832 4721/1697 4885/11
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	594
Legal Lot Number	30 985
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 BELEM ST, PUNTA GORDA, FL 33983-5202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 8, 2021	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	3028532
Deed Book / Page	4885 / 1165
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 1, 2021
Property Address	25 BELEM ST, PUNTA GORDA, FL 33983-5202
Document Number	0048851165
Book / Page	4885 / 1165
Map Reference	MB 11 PG 2
Instrument Date	Nov 30, 2021
Instrument	3028532
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 BELEM ST, 25, PUNTA GORDA, FL 33983-5202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 BELEM ST, PUNTA GORDA, FL 33983-5202

Mortgage

Document Number	0048851166
Date	Dec 1, 2021
Instrument	4885/1166

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 8, 2021
Property Address	25 BELEM ST, PUNTA GORDA, FL 33983-5202
Document Number	0047211697
Book / Page	4721 / 1697
Map Reference	MB 11 PG 2
Instrument Date	Mar 5, 2021
Instrument	2912931
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2100 KINGS HWY LOT 598, 2100, PORT CHARLOTTE, FL 33980-4240

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 BELEM ST, PUNTA GORDA, FL 33983-5202

Mortgage

Document Number	0047211698
Date	Mar 8, 2021
Instrument	4721/1698

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,895.00 (-24.51%) Homeowner's exemption	$231,917 (+1.87%)	$211,507 (+6.53%) Land $45,000 Building $166,507
2023	$3,835.00 (+6.79%) Homeowner's exemption	$227,670 (+3%)	$198,538 (-10.18%) Land $38,000 Building $160,538
2022	$3,591.00 Homeowner's exemption	$221,039 Land $27,200 Building $193,839	$221,039 Land $27,200 Building $193,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Ripple Fiber, Verizon.

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