18 Belem St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 18 Belem St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 2004
Lot Size	0.307 acres (13,373 sqft)
Owner	Individual Name on Record
Last Sale	$194,300 (May 2025)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`402305104002`

Property Details

APN / Parcel Number

Primary APN	`402305104002`
Alternative APNs	`00952621025306` `10004607837`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,373 sqft (0.307 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	94 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952621025306
Street Address	18 BELEM ST
City	PUNTA GORDA
State	FL
Zip	33983-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK594 LT33 940/593 2290/1867 2452/1932 2605/1910 OSA2705/1831 2706/1036 2780/1350 3744/2015 4786/1847
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	594
Legal Lot Number	33
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	20103

Owner

Source: Charlotte County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 BELEM ST, PUNTA GORDA, FL 33983-5201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Correction Deed · Conventional Mortgage TOWNE MORTGAGE CO
Jun 16, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Aug 17, 2005 · Amount on Record
Deed Document Number	20253531076
Prior Transfer Date	Jun 14, 2021
Prior Transfer Doc	0047861847
Record Updated	Sep 20, 2026

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 15, 2025
Property Address	18 BELEM ST, PUNTA GORDA, FL 33983-5201
Document Number	0003596759
Map Reference	MB 11 PG 2
Instrument Date	Dec 15, 2025
Instrument	3596759
Record Updated	Dec 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 BELEM ST, PUNTA GORDA, FL 33983-5201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BELEM ST, PUNTA GORDA, FL 33983-5201

Mortgage

Document Number	0003596760
Date	Dec 15, 2025
Instrument	3596760

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 16, 2021
Property Address	18 BELEM ST, PUNTA GORDA, FL 33983-5201
Document Number	0047861847
Book / Page	4786 / 1847
Map Reference	MB 1 PG 2A-2Z42
Instrument Date	Jun 14, 2021
Instrument	2959692
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22294 WALTON AVE, PT CHARLOTTE, FL 33952-1741

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,700.00 (-18.16%)	$245,275 (+18.94%) Land $40,800 Building $204,475	$245,275 (-5.17%) Land $40,800 Building $204,475
2024	$4,521.00 (-3.75%)
2023	$4,697.00 (+14.31%)	$206,225 (-17.62%)	$258,647 (+3.32%) Land $46,000 Building $212,647
2022	$4,109.00	$250,334 Land $36,550 Building $213,784	$250,334 Land $36,550 Building $213,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Ripple Fiber, Verizon.

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