10 Belem St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 10 Belem St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,345 sqft · built 1990
Lot Size	0.25 acres (10,904 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2025)
Tax Bill	$5,244 (2025)
Deeds & Mortgages	Dec 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`402305104001`

Property Details

APN / Parcel Number

Primary APN	`402305104001`
Alternative APNs	`00952621025208` `10004607836`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,345 sqft Living Area
Gross Area	3,159 sqft
Upper Floors Area	176 sqft
Utility Area	18 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Intercom	Intercom

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,904 sqft (0.25 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	28 sqft
Porch	Enclosed Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952621025208
Street Address	10 BELEM ST
City	PUNTA GORDA
State	FL
Zip	33983-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK594 LT32 966-1226 1039/1117 UNREC DC MGC PR12-1734-MC LOA3706/2046 4072/1239 3349145
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	594
Legal Lot Number	32
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	20103

Owner

Source: Charlotte County records · APN 402305104001

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 WILLOW ST, MARYSVILLE, PA 17053-9753
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2025 · Amount on Record
Deed Sale	Apr 01, 2025 · Amount on Record
Prior Sale	Dec 14, 2023 · Amount on Record
Deed Document Number	20253511184
Prior Transfer Date	Dec 15, 2015
Prior Transfer Doc	0040721239
Record Updated	Jun 08, 2026

December 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 14, 2023
Property Address	10 BELEM ST, PUNTA GORDA, FL 33983-5201
Document Number	0003349145
Map Reference	MB 11 PG 2-A-2-Z-42
Instrument Date	Dec 11, 2023
Instrument	3349145
Transaction Type	Construction Loan
Record Updated	Jan 01, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 360269, BROOKLYN, NY 11236-0269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 16TH AVE NE, NAPLES, FL 34120-2373

Mortgage

Document Number	0003349146
Date	Dec 14, 2023
Instrument	3349146

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,244.00 (-19.4%)	$347,678 (+16.36%) Land $40,800 Building $306,878	$347,678 (+3.04%) Land $40,800 Building $306,878
2024	$6,506.00 (+1.02%)
2023	$6,440.00 (+16.54%)	$298,792 (-14%)	$337,416 (-2.88%) Land $46,000 Building $291,416
2022	$5,526.00	$347,433 Land $36,550 Building $310,883	$347,433 Land $36,550 Building $310,883

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lumen Technologies, Ripple Fiber, Verizon.

Based on FCC filings for 178 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.