San Luis Obispo County property record for 14 20th St, Cayucos, CA 93430 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,655 sqft · built 1974 |
| Lot Size | 0.068 acres (3,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $800,000 (Feb 2008) |
| Tax Bill | $11,539 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-234-003 |
| Primary APN | 064-234-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,655 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Construction Type | Wood |
| Lot Area | 3,000 sqft (0.068 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 14 20TH ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PR BCH 3 BL 13 LT 8 |
| Legal Subdivision | PASO ROBLES BEACH 03 |
| Legal Block | 13 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-234-003
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4387 KARI LN, SANTA MARIA, CA 93455-6730 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 25, 2019 | Deed of Trust, Mortgage COASTHILLS CU |
| Aug 25, 2017 | Grant Deed, Transfer · Line of Credit COASTHILLS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 21, 2008 · Amount on Record |
| Deed Sale | Feb 21, 2008 · Amount on Record |
| Prior Sale | Feb 21, 2008 · Amount on Record |
| Deed Document Number | 2008008310 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 14 20TH ST, CAYUCOS, CA 93430-1406 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 125 SUNSET DR, PASO ROBLES, CA 93446-1150 |
| Document Number | 0000031055 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021031055 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 21, 2020 |
| Property Address | 14 20TH ST, CAYUCOS, CA 93430-1406 |
| Document Number | 0000008493 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 8493 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 232 CAPISTRANO AVE PISMO BEACH CA 934491905, PISMO BEACH, CA 93449-1905 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 14 20TH ST, CAYUCOS, CA 93430-1406 |
| Document Number | 0000053480 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 232 CAPISTRANO AVE PISMO BEACH CA 934491905, PISMO BEACH, CA 93449-1905 |
| Document Number | 0000053480 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 53480 |
| Name | COASTHILLS CU |
|---|---|
| Address | LOMPOC, CA 93436 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 25, 2017 |
| Property Address | 14 20TH ST, CAYUCOS, CA 93430-1406 |
| Document Number | 0000038074 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 38074 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,056.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 232 CAPISTRANO AVE PISMO BEACH CA 934491905, PISMO BEACH, CA 93449-1905 |
| Document Number | 38077 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 38077 |
| Name | COASTHILLS CU |
|---|---|
| Address | LOMPOC, CA 93436 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,539.00 (+1.91%) | $1,103,136 (+4.04%) Land $796,478 Building $306,658 |
| 2023 | $11,323.00 (+1.71%) | $1,060,301 Land $765,550 Building $294,751 |
| 2022 | $11,133.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016, other causes |
| Wildfire Risk | Moderate above 55% of the US · above 32% of California |
|---|---|
| Wildfire Likelihood | About 1 in 769 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property
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