2499 Edgewater Dr, Elgin, IL 60124 Property Records

Kane County property record for 2499 Edgewater Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,655 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Last Sale	$365,500 (Apr 2020)
Tax Bill	$11,272 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-232-002`

Property Details

APN / Parcel Number

Primary APN	`06-29-232-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,655 sqft Living Area
1st Floor Area	2,655 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	112 ft deep x 65 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2499 EDGEWATER DR
City	ELGIN
State	IL
Zip	60124-4348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE I LT 229
Legal Subdivision	EDGEWATER SUB
Legal Phase	1
Legal Block	1
Legal Lot Number	229
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851913

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2499 EDGEWATER DR, ELGIN, IL 60124-4348
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Jun 9, 2021	Intrafamily Transfer, Transfer ATTORNEY
Apr 28, 2020	Warranty Deed, Transfer BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Aug 24, 2012 · Amount on Record
Deed Document Number	202021119
Last Transfer Date	Jun 7, 2021
Transfer Doc	0000044031
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2499 EDGEWATER DR, ELGIN, IL 60124-4348
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072483
Date	Nov 23, 2020
Instrument	2020K072483

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 9, 2021
Property Address	2499 EDGEWATER DR, ELGIN, IL 60124-4348
Document Number	0000044031
Map Reference	DOC 2005K029594
Instrument Date	Jun 7, 2021
Instrument	2021K044031
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2499 EDGEWATER DR, ELGIN, IL 60124-4348

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 28, 2020
Property Address	2499 EDGEWATER DR, ELGIN, IL 60124-4348
Document Number	0000021119
Instrument Date	Apr 7, 2020
Instrument	21119
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$548.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40W476 LONGSHADOW LN ST CHARLES IL 601758573, ST CHARLES, IL 60175-8573

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,272.00 (+4.48%) Homeowner's exemption Senior Citizen's exemption
2024	$10,789.00 (+9.88%)	$150,826 (+21.39%) Land $33,684 Building $117,142	$452,659 (+21.44%) Land $101,092 Building $351,567
2022	$9,819.00 (-0.09%) Homeowner's exemption	$124,246 (+6.96%) Land $27,748 Building $96,498	$372,738 (+6.96%) Land $83,244 Building $289,494
2021	$9,828.00 Homeowner's exemption	$116,161 Land $25,942 Building $90,219	$348,483 Land $77,826 Building $270,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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