2508 Edgewater Dr, Elgin, IL 60124 Property Records

Kane County property record for 2508 Edgewater Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,198 sqft · built 2005
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$352,500 (May 2006)
Tax Bill$11,042 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-29-228-024

Property Details

APN / Parcel Number

Primary APN06-29-228-024

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,198 sqft Living Area
Gross Area4,396 sqft
1st Floor Area2,198 sqft
Basement Area2,198 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2508 EDGEWATER DR
CityELGIN
StateIL
Zip60124-4334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE I LT 233
Legal SubdivisionEDGEWATER SUB
Legal Phase1
Legal Block1
Legal Lot Number233
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1026
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2508 EDGEWATER DR, ELGIN, IL 60124-4334
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2006 · Amount on Record
Deed SaleMay 8, 2006 · Amount on Record
Deed Document Number200648546
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2508 EDGEWATER DR, ELGIN, IL 60124-4334
Transaction TypeMortgage
Record UpdatedMar 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009212
DateMar 21, 2024
Instrument2024K009212
Lender
NameCONSUMERS CU
TypeCredit Union
AddressGURNEE, IL 60031
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 1, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,042.00 (+14.77%) Homeowner's exemption Senior Citizen's exemption$160,746 (+8.57%) Land $36,571 Building $124,175$482,431 (+8.57%) Land $109,757 Building $372,674
2024$148,057 (+21.39%) Land $33,684 Building $114,373$444,349 (+21.44%) Land $101,092 Building $343,256
2022$9,621.00 (+4.68%) Homeowner's exemption$121,964 (+6.96%) Land $27,748 Building $94,216$365,892 (+6.96%) Land $83,244 Building $282,648
2021$9,191.00 Homeowner's exemption$114,027 Land $25,942 Building $88,085$342,081 Land $77,826 Building $264,255

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber
1,000 / 1,000
Fox Valley Internet
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

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