24982 Sutter Dr, Laguna Hills, CA 92653 Property Records

Orange County property record for 24982 Sutter Dr, Laguna Hills, CA 92653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 1971
Lot Size	0.133 acres (5,777 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (May 2016)
Tax Bill	$6,764 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`620-171-20`

Property Details

APN / Parcel Number

Primary APN	`620-171-20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	5,777 sqft (0.133 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	24982 SUTTER DR
City	LAGUNA HILLS
State	CA
Zip	92653-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6924 BLK LOT 19
Legal Subdivision	TRACT NUMBER 6924
Legal Tract	6924
Legal Lot Number	19
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3002
Census Tract	42307

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24982 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Mar 31, 2026	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2016 · Amount on Record
Deed Sale	May 5, 2016 · Amount on Record
Prior Sale	Aug 30, 2000 · Amount on Record
Deed Document Number	2016201571
Prior Transfer Date	Jan 13, 2016
Prior Transfer Doc	0000023326
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24982 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24982 SUTTER DR, LAGUNA BEACH, CA 92653-5125

Mortgage

Document Number	0000113975
Date	May 17, 2023
Instrument	2023000113975

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 31, 2026
Property Address	24982 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Document Number	0000092351
Map Reference	MB 275 PG 46&47
Instrument Date	Mar 24, 2026
Instrument	2026000092351
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24982 SUTTER DR, LAGUNA HILLS, CA 92653-5125

Mortgage

Document Number	0000092352
Date	Mar 31, 2026
Instrument	2026000092352

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24982 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212341
Date	May 11, 2020
Instrument	2020000212341

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24982 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24982 SUTTER DR, LAGUNA HILLS, CA 92653-5125

Mortgage

Document Number	0000036626
Date	Jan 19, 2021
Instrument	2021000036626

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Hills City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$670,144 (+2%) Land $582,079 Building $88,065
2025	$6,764.00 (+1.84%)	$657,004 (+4.04%) Land $570,665 Building $86,339
2024	$6,642.00 (+2.41%)
2023	$6,486.00 (+1.82%)	$631,493 Land $548,505 Building $82,988
2022	$6,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Cityside Fiber, GeoLinks.

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