24971 Sutter Dr, Laguna Hills, CA 92653 Property Records

Orange County property record for 24971 Sutter Dr, Laguna Hills, CA 92653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 1971
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jul 2014)
Tax Bill	$6,621 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`620-171-02`

Property Details

APN / Parcel Number

Primary APN	`620-171-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
1st Floor Area	1,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	5,000 sqft (0.115 acres)
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	24971 SUTTER DR
City	LAGUNA HILLS
State	CA
Zip	92653-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6924 BLK LOT 2
Legal Subdivision	TRACT NO 6924
Legal Tract	6924
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3002
Census Tract	42307

Owner

24971 Sutter Dr is owned and occupied by two individuals who bought it in July 2014.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24971 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2014 · Amount on File
Deed Sale	Jul 18, 2014 · Amount on File
Prior Sale	Jul 3, 2002 · Amount on File
Deed Document Number	2014286935
Prior Transfer Date	May 15, 2013
Prior Transfer Doc	0000306976
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24971 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24971 SUTTER DR, LAGUNA HILLS, CA 92653-5125

Mortgage

Document Number	0000261667
Date	Apr 19, 2021
Instrument	2021000261667

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24971 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435032
Date	Nov 4, 2019
Instrument	2019000435032

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24971 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2336 ELDEN AVE, COSTA MESA, CA 92627-1589

Mortgage

Document Number	0000616011
Date	Oct 29, 2020
Instrument	2020000616011

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24971 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24971 SUTTER DR, LAGUNA HILLS, CA 92653-5125

Mortgage

Document Number	0000616600
Date	Oct 29, 2020
Instrument	2020000616600

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 24971 Sutter Dr was $6,621.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Hills City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,845 (+2%) Land $556,458 Building $99,387
2025	$6,621.00	$642,986 Land $545,547 Building $97,439
2023	$6,348.00 (+1.81%)	$618,019 Land $524,363 Building $93,656
2022	$6,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24971 Sutter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 24971 Sutter Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Cityside Fiber, GeoLinks.

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