24991 Sutter Dr, Laguna Hills, CA 92653 Property Records

Orange County property record for 24991 Sutter Dr, Laguna Hills, CA 92653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,229 sqft · built 1971
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jul 1998)
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`620-171-05`

Property Details

APN / Parcel Number

Primary APN	`620-171-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,229 sqft Living Area
1st Floor Area	1,229 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	24991 SUTTER DR
City	LAGUNA HILLS
State	CA
Zip	92653-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6924 BLK LOT 5
Legal Subdivision	TRACT NO 6924
Legal Tract	6924
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3002
Census Tract	42307

Owner

Source: Orange County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24991 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Nov 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage THAYER FINANCIAL CORP
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 1998 · Amount on Record
Deed Sale	Jul 15, 1998 · Amount on Record
Deed Document Number	1998454552
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Sep 2, 2026
Property Address	24991 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Document Number	0000248918
Instrument Date	Aug 25, 2026
Instrument	2026248918
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24991 SUTTER DR, LAGUNA HILLS, CA 92653-5125

Mortgage

Document Number	0000248918,
Date	Sep 2, 2026
Instrument	2026248918

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24991 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24991 SUTTER DR, LAGUNA HILLS, CA 92653-5125

Mortgage

Document Number	0000290917
Date	Nov 21, 2023
Instrument	2023000290917

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2038

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24991 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000514444
Date	Nov 29, 2017
Instrument	2017000514444

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24991 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24991 SUTTER DR, LAGUNA HILLS, CA 92653-5125

Mortgage

Document Number	0000694851
Date	Nov 30, 2020
Instrument	2020000694851

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Hills City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$327,794 (+2%) Land $231,641 Building $96,153
2025	$3,319.00 (+4.27%)	$321,367 (+4.04%) Land $227,099 Building $94,268
2023	$3,183.00 (+1.82%)	$308,889 Land $218,281 Building $90,608
2022	$3,126.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Cityside Fiber, GeoLinks.

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