2498 Penicks Mill Rd, Bedford, VA 24523 Property Records

Bedford County property record for 2498 Penicks Mill Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,196 sqft · built 1999
Lot Size	1.71 acres (74,488 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jul 2021)
Tax Bill	$1,034 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107 9 3`

Property Details

APN / Parcel Number

Primary APN	`107 9 3`
Alternative APNs	`10701405` `533045`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	2,392 sqft

Exterior

Year Built	Built 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,488 sqft (1.71 acres)
Porch	Porch
Porch Area	92 sqft
Deck Area	254 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	533045
Street Address	2498 PENICKS MILL RD
City	BEDFORD
State	VA
Zip	24523-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEBB HILL ESTATES LT 3
Legal Subdivision	WEBB HILL ESTATES
Legal Lot Number	3
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	1
Census Block	1039
Census Tract	30401

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	BEDFORD, VA 24523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Dec 30, 2020	Intrafamily Transfer, Transfer
Apr 27, 2017	Warranty Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Dec 30, 2020
Deed Document Number	210010939
Record Updated	Jun 7, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 28, 2021
Property Address	2498 PENICKS MILL RD, BEDFORD, VA 24523-3435
Document Number	210010939
Instrument Date	Jul 26, 2021
Instrument	210010939
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 547, BEDFORD, VA 24523-0547
Investor	Possibly a Property Investor

Mortgage

Document Number	210010940
Date	Jul 28, 2021
Instrument	210010940

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Dec 30, 2020
Property Address	2498 PENICKS MILL RD, BEDFORD, VA 24523-3435
Document Number	200016133
Instrument Date	Dec 9, 2020
Instrument	200016133
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2498 PENICKS MILL RD, BEDFORD, VA 24523-3435

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 27, 2017
Property Address	2498 PENICKS MILL RD, BEDFORD, VA 24523-3435
Document Number	170003779
Instrument Date	Feb 15, 2017
Instrument	170003779
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2498 PENICKS MILL RD, BEDFORD, VA 24523-3435

Mortgage

Document Number	170003780
Date	Apr 27, 2017
Instrument	170003780

Lender

Name	MB FINANCIAL BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,034.00 Additional exemption filed	$126,150	$252,300 Land $50,000 Building $202,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 70% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960

Cell Coverage

5G (outdoors only) and 4G LTE

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