Bedford County property record for 2686 Penicks Mill Rd, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1973 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,500 (Jul 2012) |
| Tax Bill | $906 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 107 A 5 |
| Primary APN | 107 A 5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,548 sqft (1.39 acres) |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 76 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 2686 PENICKS MILL RD |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMP CR |
| Legal Subdivision | CAMP CR |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 30401 |
2686 Penicks Mill Rd is owned and occupied by two individuals who bought it in July 2012.
Source: Bedford County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2686 PENICKS MILL RD, BEDFORD, VA 24523-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2012 · Amount on File |
| Deed Sale | Jul 31, 2012 · Amount on File |
| Deed Document Number | 20128130 |
| Prior Transfer Date | Jan 8, 2008 |
| Prior Transfer Doc | 0000000819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 2686 PENICKS MILL RD, BEDFORD, VA 24523-1820 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0170009247 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 170009247 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.13% |
The 2026 property tax bill for 2686 Penicks Mill Rd was $906.
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $906.00 | $221,000 Land $40,000 Building $181,000 | |
| 2023 | $906.00 Additional exemption filed | $110,500 | $221,000 Land $40,000 Building $181,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2686 Penicks Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2686 Penicks Mill Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 69% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ZiTEL Fiber | 960 / 960 |
5G (outdoors only) and 4G LTE
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