2205 Penicks Mill Rd, Bedford, VA 24523 Property Records

Bedford County property record for 2205 Penicks Mill Rd, Bedford, VA 24523

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 861 sqft · built 1958
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$567 (2026)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN107 A 15

Property Details

APN / Parcel Number

Primary APN107 A 15
Alternative APNs
  • 10701200
  • 391868

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area861 sqft Living Area
1st Floor Area693 sqft
Basement Area693 sqft
Unfinished Basement693 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
PorchPorch
Porch Area132 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address2205 PENICKS MILL RD
CityBEDFORD
StateVA
Zip24523-1877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMP CR
Legal SubdivisionCAMP CR
JurisdictionBEDFORD VA
Township / Civil Division7
Census Block Group1
Census Block1019
Census Tract30401

Owner

2205 Penicks Mill Rd is owned and occupied by an individual.

Source: Bedford County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2205 PENICKS MILL RD, BEDFORD, VA 24523-1877
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD VA
Property Address2205 PENICKS MILL RD, BEDFORD, VA 24523-1877
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number180009897
DateOct 30, 2018
Instrument180009897
Lender
NameFIRST CITIZENS BANK & TRUST COMPANY
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2205 Penicks Mill Rd was $567.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$567.00$138,300 Land $40,000 Building $98,300
2023$567.00 Additional exemption filed$69,150$138,300 Land $40,000 Building $98,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 Penicks Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2205 Penicks Mill Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 70% of Virginia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
ZiTEL
Fiber
960 / 960

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