2498 Lakeside Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2498 Lakeside Dr, Frederick, MD 21702 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms3 Baths
Year BuiltBuilt 1999
Square Footage2,080 sqft Living Area
Lot Size1,900 sqft (0.044 acres)
GarageAttached, 240 sqft
OccupancyOwner Occupied
Last Sale$395,000 (2025)
Tax Bill$6,164.00 (2025)

Owner

Source: Frederick County records · APN 02-213079

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2498 LAKESIDE DR, FREDERICK, MD 21702-3156
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE DIRECT LLC
Mar 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Feb 12, 2020Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 28, 2025 · Amount on Record
Deed SaleJan 28, 2025 · Amount on Record
Prior SaleFeb 12, 2020 · Amount on Record
Record RefreshedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 15, 2026
Property Address2498 LAKESIDE DR, FREDERICK, MD 21702-3156
Document Number1795000008
Book / Page17958 / 8
Instrument DateJun 24, 2026
Transaction TypeTransfer
Record UpdatedJul 23, 2026
Title CompanyFRIENDSHIP TITLE, FRIENDS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$419,150.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2498 LAKESIDE DR, FREDERICK, MD 21702-3156

Mortgage

Document Number1795000014,
DateJul 15, 2026
Book Page17958/14
Lender
NameMORTGAGE DIRECT LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.48%
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2498 LAKESIDE DR, FREDERICK, MD 21702-3156
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2498 LAKESIDE DR, FREDERICK, MD 21702-3156

Mortgage

Document Number0146270144
DateMar 05, 2021
Book Page14627/144
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 12, 2020
Property Address2498 LAKESIDE DR, FREDERICK, MD 21702-3156
Document Number0135240394
Book / Page13524 / 0394
Map ReferenceMB 61 PG 51
Instrument DateDec 13, 2019
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,285.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2498 LAKESIDE DR, FREDERICK, MD 21702-3156

Mortgage

Document Number135240402
DateFeb 12, 2020
Instrument13524/0402
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,164.00 (+252.43%)$332,900 (+20.89%) Land $100,000 Building $232,900$332,900 (-) Land $100,000 Building $232,900
2023$1,749.00 Homeowner's exemption$275,367$332,900 Land $100,000 Building $232,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN02-213079
Alternative APNs
  • 2213079
  • 213079

Interior

Full Baths3 Baths
Partial Baths2 Partial Baths
Building Area2,080 sqft Living Area
Gross Area2,320 sqft Gross Area
1st Floor720 sqft 1st Floor
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area1,900 sqft (0.044 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area240 sqft Garage
Deck Area240 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number213079
Street Address2498 LAKESIDE DR
CityFREDERICK
StateMD
Zip21702-3156
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 301 SEC 14 PL 1 1900 SQ. FT. WHITTIER PND
Legal SubdivisionWHITTIER POND
Legal Lot Number301
JurisdictionFREDERICK MD
Minor Civil Division21, TUSCARORA
Census Blockgroup4
Census Block4001
Census Tract751202

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