2493 Lakeside Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2493 Lakeside Dr, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,050 sqft · built 2001
Lot Size	0.044 acres (1,900 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Jul 2021)
Tax Bill	$6,183 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-213028`

Property Details

APN / Parcel Number

Primary APN	`02-213028`
Alternative APNs	`2213028` `213028`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,050 sqft Living Area
Gross Area	2,270 sqft
1st Floor Area	690 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,900 sqft (0.044 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	213028
Street Address	2493 LAKESIDE DR
City	FREDERICK
State	MD
Zip	21702-3157
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 296 SEC 14 PL 1 1900 SQ. FT. WHITTIER PND
Legal Subdivision	WHITTIER POND
Legal Lot Number	296
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	4
Census Block	4007
Census Tract	751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2493 Lakeside Dr, a townhouse, is owned and occupied by an individual who bought it in July 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2493 LAKESIDE DR, FREDERICK, MD 21702-3157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 29, 2019	Deed, Transfer · Line of Credit MARYLAND DEPT OF HOUSING & COMMUNIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Book / Page	15080 / 484
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 12, 2021
Property Address	2493 LAKESIDE DR, FREDERICK, MD 21702-3157
Document Number	0150800484
Book / Page	15080 / 484
Map Reference	MB 63 PL 170
Instrument Date	May 5, 2021
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$817.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2493 LAKESIDE DR, FREDERICK, MD 21702-3157

Mortgage

Document Number	15080492
Date	Jul 12, 2021
Instrument	15080/492

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 29, 2019
Property Address	2493 LAKESIDE DR, FREDERICK, MD 21702-3157
Document Number	0128950168
Book / Page	12895 / 0168
Map Reference	MB 63 PL 170
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2493 LAKESIDE DR, FREDERICK, MD 21702-3157

Mortgage

Document Number	0012895202
Date	Mar 29, 2019
Instrument	12895/202

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNIT
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record

Mortgage

Document Number	0128950176
Date	Mar 29, 2019
Book Page	12895/0176

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2493 Lakeside Dr was $6,183.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,367	$377,300 Land $125,000 Building $252,300
2025	$6,183.00
2023	$5,242.00	$286,700	$333,900 Land $100,000 Building $233,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2493 Lakeside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2493 Lakeside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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