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2495 Lakeside Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2495 Lakeside Dr, Frederick, MD 21702 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,304 sqft · built 2001
Lot Size0.044 acres (1,900 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Aug 2026)
Tax Bill$6,653 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-213001

Property Details

APN / Parcel Number

Primary APN02-213001
Alternative APNs
  • 2213001
  • 213001

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,304 sqft Living Area
Gross Area2,544 sqft
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,900 sqft (0.044 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number213001
Street Address2495 LAKESIDE DR
CityFREDERICK
StateMD
Zip21702-3157
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 295 SEC 14 PL 1 1900 SQ. FT. WHITTIER PND
Legal SubdivisionWHITTIER POND
Legal Lot Number295
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group4
Census Block4007
Census Tract751202

Owner

Source: Frederick County records · APN 02-213001

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2495 LAKESIDE DR, FREDERICK, MD 21702-3157
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2026 · Amount on Record
Deed SaleAug 05, 2026 · Amount on Record
Prior SaleMay 01, 2001 · Amount on Record
Deed Document Number2026
Deed Book / Page17990 / 468
Record UpdatedSep 20, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 05, 2026
Property Address2495 LAKESIDE DR, FREDERICK, MD 21702-3157
Document Number1799000468
Book / Page17990 / 468
Instrument DateJul 21, 2026
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyLEGACYHOUSE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$414,100.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2495 LAKESIDE DR, FREDERICK, MD 21702-3157

Mortgage

Document Number1799000474,
DateAug 05, 2026
Book Page17990/474
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$374,800 (+4.2%)$405,000 (+12.59%) Land $125,000 Building $280,000
2025$6,653.00 (+22.75%)$359,700 (+21.26%) Land $100,000 Building $259,700$359,700 (-) Land $100,000 Building $259,700
2023$5,420.00$296,633$359,700 Land $100,000 Building $259,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2020, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 545 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 2,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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