2496 S River Downs Pl, Meridian, ID 83642 Property Records

Ada County property record for 2496 S River Downs Pl, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,528 sqft · built 1995
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$384,800 (May 2018)
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R5330140170`

Property Details

APN / Parcel Number

Primary APN	`R5330140170`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,528 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	1,338 sqft
Upper Floors Area	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	15 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2496 S RIVER DOWNS PL
City	MERIDIAN
State	ID
Zip	83642-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 16 BLK 2 LOS ALAMITOS PARK SUB #1
Legal Range	01E
Legal Township	03N
Legal Section	20
Legal Subdivision	LOS ALAMITOS PARK SUB NO 01
Legal Block	2
Legal Lot Number	16
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3012
Census Tract	10340

Owner

2496 S River Downs Pl is owned and occupied by two individuals who bought it in May 2018.

Source: Ada County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2496 S RIVER DOWNS PL, MERIDIAN, ID 83642-4503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
May 17, 2018	Warranty Deed, Transfer IDAHO CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	Apr 30, 2015 · Amount on File
Deed Document Number	201845060
Prior Transfer Date	Nov 21, 2011
Prior Transfer Doc	0001097031
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2496 S RIVER DOWNS PL, MERIDIAN, ID 83642-4503
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011085
Date	Jan 21, 2021
Instrument	2021-011085

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2496 S RIVER DOWNS PL, MERIDIAN, ID 83642-4503
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032625
Date	Apr 1, 2022
Instrument	2022-032625

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	May 17, 2018
Property Address	2496 S RIVER DOWNS PL, MERIDIAN, ID 83642-4503
Document Number	0000045060
Instrument Date	May 10, 2018
Instrument	45060
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2496 S RIVER DOWNS PL MERIDIAN ID 836424503, MERIDIAN, ID 83642-4503

Mortgage

Document Number	45061
Date	May 17, 2018
Instrument	45061

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2496 S River Downs Pl was $1,804 with a homeowner's exemption, down 10.7% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,500 (+6.7%)	$560,500 (+6.7%)
2025	$1,804.00 (-10.69%) Homeowner's exemption	$525,300	$525,300
2024	$2,020.00
2023		$473,800 Land $183,900 Building $289,900	$473,800 Land $183,900 Building $289,900
2022	$2,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2496 S River Downs Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2496 S River Downs Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Anthem Broadband, Verizon.

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