2495 Oak Forest Dr, Troy, MO 63379 Property Records

Lincoln County property record for 2495 Oak Forest Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,056 sqft · built 2003
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on Record
Last Sale	$150,900 (Jun 2018)
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`15-70-35-002-010-052.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-002-010-052.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,453 sqft (0.217 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2495 OAK FOREST DR
City	TROY
State	MO
Zip	63379-2269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 HICKORY FOREST PLAT 2
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	HICKORY FOREST
Legal Lot Number	52
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2004
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2495 OAK FOREST DR, TROY, MO 63379-2269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU
Jun 21, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Feb 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Prior Sale	Feb 28, 2018
Deed Document Number	20185404
Deed Book / Page	2424 / 31
Prior Transfer Date	Dec 2, 2016
Prior Transfer Doc	02406/0052
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	2495 OAK FOREST DR, TROY, MO 63379-2269
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2454/967
Date	Nov 6, 2020
Book Page	2454/967
Instrument	2020013047

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 21, 2018
Property Address	2495 OAK FOREST DR, TROY, MO 63379-2269
Document Number	2424/0031
Book / Page	2424 / 0031
Map Reference	MB13 PG27
Instrument Date	Jun 19, 2018
Instrument	2018005404
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 OAK FOREST DR, TROY, MO 63379-2269

Mortgage

Document Number	2018005405
Date	Jun 21, 2018
Instrument	2018005405

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 28, 2018
Property Address	2495 OAK FOREST DR, TROY, MO 63379-2269
Document Number	2420/0279
Book / Page	2420 / 0279
Map Reference	MB13 PG27
Instrument Date	Feb 28, 2018
Instrument	2018001635
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 DEER RUN CT, 119, TROY, MO 63379-5712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 S ST JACQUES ST, TROY, MO 63379

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,685 (-) Land $4,579 Building $23,106
2025	$1,739.00 (+6.75%)	$27,685 (+8.09%) Land $4,579 Building $23,106	$145,710 (+8.09%) Land $24,100 Building $121,610
2023	$1,629.00 (+5.57%)	$25,614 Land $3,840 Building $21,774	$134,810 Land $20,210 Building $114,600
2022	$1,543.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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