2471 Oak Forest Dr, Troy, MO 63379 Property Records

Lincoln County property record for 2471 Oak Forest Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,438 sqft · built 2000
Lot Size	0.262 acres (11,456 sqft)
Owner	Individual on Record
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`15-70-35-002-009-001.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-002-009-001.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Basement Area	1,438 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,456 sqft (0.262 acres)
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2471 OAK FOREST DR
City	TROY
State	MO
Zip	63379-2269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OAK FOREST PLAT 4
Legal Range	01W
Legal Township	49
Legal Section	35
Legal Subdivision	OAK FOREST
Legal Lot Number	1
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2004
Census Tract	810305

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2471 OAK FOREST DR, TROY, MO 63379-2269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage HERITAGE COMMUNITY BANK
Dec 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK OF MISSOURI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2019
Deed Sale	Nov 12, 2019
Prior Sale	Jun 5, 2008
Deed Document Number	2019010248
Deed Book / Page	2440 / 0347
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 12, 2019
Property Address	2471 OAK FOREST DR, TROY, MO 63379-2269
Document Number	2440/0347
Book / Page	2440 / 0347
Map Reference	MB 11 PG 180A
Instrument Date	Nov 8, 2019
Instrument	2019010248
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2471 OAK FOREST DR, 2471, TROY, MO 63379-2269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2471 OAK FOREST DR, TROY, MO 63379-2269

Mortgage

Document Number	2019010249
Date	Nov 12, 2019
Instrument	2019010249

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	2471 OAK FOREST DR, TROY, MO 63379-2269
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2430/0107
Date	Dec 27, 2018
Book Page	2430/0107
Instrument	2018011524

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 21, 2033

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,233.00 (+6.33%)	$35,547 (+7.69%) Land $4,600 Building $30,947	$187,090 (+7.69%) Land $24,210 Building $162,880
2023	$2,100.00 (+5.85%)	$33,009 Land $3,846 Building $29,163	$173,730 Land $20,240 Building $153,490
2022	$1,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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