2495 Independence Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2495 Independence Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,296 sqft Heated Area
Lot Size	5,532 sqft (0.126 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2021)
Tax Bill	$955.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`85931`
Alternative APN	`162630080900010090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,296 sqft Heated Area
Gross Area	2,268 sqft Gross Area
1st Floor	1,296 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1995
Architectural Style	Mobile/Manufactured Style
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,532 sqft (0.126 acres)
Depth X Width	90 ft x 61 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Porch	Finished/Screened Porch
Porch Area	270 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	85931
Street Address	2495 INDEPENDENCE LN
City	SAINT CLOUD
State	FL
Zip	34772-8852
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	REPLAT OF TEKA VILLAGE TRACT 2 PB 8 PG 80 LOT 9
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	TEKA VILLAGE
Legal Tract	2
Legal Block	1
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1026
Census Tract	43208

Owner

Source: Osceola County records · APN 85931

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2495 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8852
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Deed Doc Number	2021075017
Deed Book / Page	5959 / 242
Record Refreshed	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 14, 2021
Property Address	2495 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8852
Document Number	0059590242
Book / Page	5959 / 242
Map Reference	MB 8 PG 80
Instrument Date	May 07, 2021
Instrument	2021075017
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2474 TYBEE RD, SAINT CLOUD, FL 34769-7115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8852

Mortgage

Document Number	0005959246
Date	May 14, 2021
Instrument	5959/246

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$955.00 (+9.64%) Homeowner's exemption Disabled Person's exemption	$101,256 (+5.99%)	$163,800 (+8.62%) Land $48,000 Building $115,800
2023	$871.00 (-54.4%) Homeowner's exemption Disabled Person's exemption	$95,537 (-9.7%)	$150,800 (+42.53%) Land $35,000 Building $115,800
2022	$1,910.00	$105,800 Land $25,000 Building $80,800	$105,800 Land $25,000 Building $80,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 405 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.