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2492 Independence Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2492 Independence Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,836 sqft · built 1996
Lot Size0.141 acres (6,142 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Apr 2015)
Tax Bill$3,256 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN85926

Property Details

APN / Parcel Number

Primary APN85926
Alternative APN
  • 162630080900010040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,836 sqft Heated Area
Gross Area2,788 sqft
1st Floor Area1,836 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,142 sqft (0.141 acres)
Lot Dimensions100 ft deep x 64 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85926
Street Address2492 INDEPENDENCE LN
CitySAINT CLOUD
StateFL
Zip34772-8851
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionREPLAT OF TEKA VILLAGE TRACT 2 PB 8 PG 80 LOT 4
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionTEKA VILLAGE
Legal Tract2
Legal Block1
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1028
Census Tract43208

Owner

Source: Osceola County records · APN 85926

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2492 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 16, 2015 · Amount on Record
Deed SaleApr 16, 2015 · Amount on Record
Deed Document Number2015054343
Deed Book / Page4765 / 1171
Record UpdatedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2492 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8851
Document Number0052141743
Book / Page005214 / 001743
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedNov 08, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2492 INDEPENDENCE LN ST CLOUD FL 347728851, ST CLOUD, FL 34772-8851

Mortgage

Document Number0052141743
DateSep 28, 2017
Book Page005214/001743
Instrument137423
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 27, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,256.00 (+14.85%)$203,900 (+6.81%) Land $48,000 Building $155,900$203,900 (+6.81%) Land $48,000 Building $155,900
2023$2,835.00 (+20.18%)$190,900 (+43%) Land $35,000 Building $155,900$190,900 (+43%) Land $35,000 Building $155,900
2022$2,359.00$133,500 Land $25,000 Building $108,500$133,500 Land $25,000 Building $108,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
6 under condo master policies

Wildfire

Wildfire RiskModerate
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 405 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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