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2490 Independence Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2490 Independence Ln, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,377 sqft Living Area
Lot Size5,401 sqft (0.124 acres)
OccupancyOwner Occupied
Last Sale$221,000 (2024)
Tax Bill$320.00 (2024)

Property Details

APN / Parcel Number

Primary APN16-26-30-0809-0001-0050
Alternative APNs
  • 263016080900010050
  • 85927

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,377 sqft Living Area
Gross Area1,433 sqft Gross Area
1st Floor1,377 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCustom Design Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,401 sqft (0.124 acres)
Depth X Width89 ft x 63 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area412 sqft Garage
CarportCarport
Carport Area412 sqft Carport
Porch Area144 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2490 INDEPENDENCE LN
CitySAINT CLOUD
StateFL
Zip34772-8622
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionREPLAT OF TEKA VILLAGE TRACT 2 PB 8 PG 80 LOT 5
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionTEKA VLG TRACT 2 REPLAT
Legal Tract2
Legal Block50
Legal Lot Number5
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1027
Census Tract43208

Owner

Source: Osceola County records · APN 16-26-30-0809-0001-0050

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2490 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8622
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Jul 10, 2024Quit Claim Deed, Transfer
FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL LLC
Mar 07, 2024Quit Claim Deed, Transfer
Quitclaim Document
Mar 09, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2024 · Amount on Record
Deed SaleJul 10, 2024 · Amount on Record
Prior SaleAug 10, 2004 · Amount on Record
Deed Doc Number202489854
Deed Book / Page6630 / 2288
Prior Transfer DateJun 19, 2024
Prior Transfer Doc0066302286
Record RefreshedSep 20, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 10, 2024
Property Address2490 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8622
Document Number0066302288
Book / Page6630 / 2288
Map ReferenceMB 8 PG 80
Instrument DateJul 03, 2024
Instrument2024089854
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,547.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2941 FISKE RD SE, PALM BAY, FL 32909-8117

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2490 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8622

Mortgage

Document Number2024089855
DateJul 10, 2024
Instrument2024089855
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2054

July 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 10, 2024
Property Address2490 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8622
Document Number0066302286
Book / Page6630 / 2286
Map ReferenceMB 8 PG 80
Instrument DateJun 19, 2024
Instrument2024089853
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2481 OLD HOMELAND RD, BARTOW, FL 33830-9327

Transferred To (Grantee/Buyer)

NameVerified Name
Address2490 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8622

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 07, 2024
Property Address2490 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8622
Document Number0065612642
Book / Page6561 / 2642
Map ReferenceMB 8 PG 80
Instrument DateMar 07, 2024
Instrument2024030308
Transaction TypeTransfer
Record UpdatedDec 12, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2490 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8622

Transferred To (Grantee/Buyer)

NameVerified Name
Address2490 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8622

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 09, 2023
Property Address2490 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8622
Document Number0063690925
Book / Page6369 / 925
Map ReferenceMB 8 PG 80
Instrument DateMar 07, 2023
Instrument2023028003
Transaction TypeTransfer
Record UpdatedDec 12, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2490 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8622

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2490 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8622

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,098.00 (+555.63%)$160,100 (+154.59%) Land $48,000 Building $112,100$160,100 (+8.84%) Land $48,000 Building $112,100
2024$320.00 (+1.27%)
2023$316.00 (+2.93%) Homeowner's exemption Senior Citizen's exemption$62,885 (+3%)$147,100 (+42.54%) Land $35,000 Building $112,100
2022$307.00 Homeowner's exemption Senior Citizen's exemption$61,054$103,200 Land $25,000 Building $78,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 63% of the US · above 38% of Florida
Wildfire LikelihoodAbout 1 in 503 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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