2495 Amber Ln, Elgin, IL 60123 Property Records

Kane County property record for 2495 Amber Ln, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,584 sqft · built 1999
Lot Size0.26 acres (1,131 sqft)
OwnerIndividual Name on Record
Last Sale$178,000 (Aug 2019)
Tax Bill$5,551 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-33-155-040

Property Details

APN / Parcel Number

Primary APN06-33-155-040

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,584 sqft Living Area
Gross Area2,186 sqft
Basement Area602 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Construction TypeFrame
Lot Area1,131 sqft (0.26 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2495 AMBER LN
CityELGIN
StateIL
Zip60123-4107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOX RIDGE TOWNHOMES LOT 37
Legal SubdivisionFOX RIDGE TOWNHOMES
Legal Block5
Legal Lot Number37
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5005
Census Tract851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2495 AMBER LN, ELGIN, IL 60123-4107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2019 · Amount on Record
Deed SaleAug 16, 2019 · Amount on Record
Prior SaleJan 3, 2014 · Amount on Record
Deed Document Number201937256
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 19, 2019
Property Address2495 AMBER LN, ELGIN, IL 60123-4107
Document Number0000037256
Instrument DateJul 15, 2019
Instrument37256
Transaction TypeTransfer
Record UpdatedAug 28, 2019
Title CompanyNOVAS TITLE COMPANY LLC, NOVAS TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$267.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2495 AMBER LN ELGIN IL 601234107, ELGIN, IL 60123-4107

Mortgage

Document Number37257
DateAug 19, 2019
Instrument37257
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 18, 2049
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,551.00 (+15.81%) Homeowner's exemption$80,764 (+8.57%) Land $18,505 Building $62,259$242,389 (+8.57%) Land $55,537 Building $186,852
2024$74,389 (+21.39%) Land $17,044 Building $57,345$223,256 (+21.44%) Land $51,152 Building $172,104
2022$4,793.00 (+4.74%) Homeowner's exemption$61,279 (+6.96%) Land $14,040 Building $47,239$183,837 (+6.96%) Land $42,120 Building $141,717
2021$4,576.00 Homeowner's exemption$57,291 Land $13,126 Building $44,165$171,873 Land $39,378 Building $132,495

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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