2490 Amber Ln, Elgin, IL 60123 Property Records

Kane County property record for 2490 Amber Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,584 sqft · built 1999
Lot Size	0.27 acres (1,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Mar 2018)
Tax Bill	$6,149 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-155-022`

Property Details

APN / Parcel Number

Primary APN	`06-33-155-022`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	2,186 sqft
Basement Area	602 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,174 sqft (0.27 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2490 AMBER LN
City	ELGIN
State	IL
Zip	60123-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIDGE TOWNHOMES LOT 22
Legal Subdivision	FOX RIDGE TOWNHOMES
Legal Block	5
Legal Lot Number	22
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2624 BARKER DR, BATAVIA, IL 60510-7717
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRINCETON MORTGAGE CORP
Mar 21, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2018 · Amount on Record
Deed Sale	Mar 21, 2018 · Amount on Record
Prior Sale	Mar 17, 2010 · Amount on Record
Deed Document Number	201812923
Prior Transfer Date	Mar 16, 2018
Prior Transfer Doc	0000012923
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2490 AMBER LN, ELGIN, IL 60123-4107
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056759
Date	Jul 23, 2021
Instrument	2021K056759

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company
Address	TRENTON, NJ 08628

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Mar 21, 2018
Property Address	2490 AMBER LN, ELGIN, IL 60123-4107
Document Number	0000012923
Instrument Date	Mar 16, 2018
Instrument	12923
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37W222 EMERALD CT ST CHARLES IL 601756246, ST CHARLES, IL 60175-6246

Mortgage

Document Number	12924
Date	Mar 21, 2018
Instrument	12924

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,149.00 (+15.95%)	$80,604 (+8.57%) Land $18,505 Building $62,099	$241,909 (+8.57%) Land $55,537 Building $186,372
2024		$74,241 (+21.39%) Land $17,044 Building $57,197	$222,812 (+21.44%) Land $51,152 Building $171,660
2022	$5,303.00 (+3.96%)	$61,157 (+6.96%) Land $14,040 Building $47,117	$183,471 (+6.96%) Land $42,120 Building $141,351
2021	$5,101.00	$57,177 Land $13,126 Building $44,051	$171,531 Land $39,378 Building $132,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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