2492 Amber Ln, Elgin, IL 60123 Property Records

Kane County property record for 2492 Amber Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,488 sqft · built 1999
Lot Size	0.26 acres (1,131 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2025)
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-155-023`

Property Details

APN / Parcel Number

Primary APN	`06-33-155-023`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,042 sqft
Basement Area	554 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,131 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2492 AMBER LN
City	ELGIN
State	IL
Zip	60123-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIDGE TOWNHOMES LOT 23
Legal Subdivision	FOX RIDGE TOWNHOMES
Legal Block	5
Legal Lot Number	23
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1375 EAGLE RD, ELGIN, IL 60123-3203
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	Jul 23, 2004 · Amount on Record
Deed Document Number	202529190
Prior Transfer Date	Oct 23, 2004
Prior Transfer Doc	0000147374
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2492 AMBER LN, ELGIN, IL 60123-4107
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 EAGLE RD, ELGIN, IL 60123-3203

Mortgage

Document Number	0000037176
Date	Sep 25, 2025
Instrument	2025K037176

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,128.00 (-25.39%)	$77,946 (+8.57%) Land $18,505 Building $59,441	$233,932 (+8.57%) Land $55,537 Building $178,394
2024		$71,793 (+21.39%) Land $17,044 Building $54,749	$215,465 (+21.44%) Land $51,152 Building $164,313
2022	$2,852.00 (-2.79%) Homeowner's exemption	$59,141 (+6.96%) Land $14,040 Building $45,101	$177,423 (+6.96%) Land $42,120 Building $135,303
2021	$2,934.00 Homeowner's exemption	$55,292 Land $13,126 Building $42,166	$165,876 Land $39,378 Building $126,498

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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