Hamilton County property record for 2492 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,283 sqft · built 1907 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | Individual Name on File |
| Last Sale | $840,000 (Jun 2021) |
| Tax Bill | $18,088 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-0006-0068-00 |
| Primary APN | 041-0006-0068-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,283 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| 2nd Floor Area | 1,390 sqft |
| Attic | Attic |
| Attic Area | 479 sqft |
| Basement Area | 1,396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1907 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,839 sqft (0.157 acres) |
| Lot Dimensions | 150 ft deep x 47 ft wide |
| Garage Type | Detached |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2492 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-1262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2492 OBSERVATORY RD 46.37 X 150.03 IRR PT LOT 1 HYDE PARK SUB |
| Legal Subdivision | HYDE PARK SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 5000 |
2492 Observatory Ave is owned and occupied by an individual who bought it in June 2021.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2492 OBSERVATORY AVE, CINCINNATI, OH 45208-1262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Line of Credit EAGLE SAVINGS BANK |
| Jun 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on File |
| Deed Sale | Jun 22, 2021 · Amount on File |
| Prior Sale | Jan 15, 2016 · Amount on File |
| Deed Document Number | 0000075850 |
| Deed Book / Page | 14443 / 3521 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2492 OBSERVATORY AVE, CINCINNATI, OH 45208-1262 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005567 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 14333/2052 |
| Instrument | 2021-0005567 |
| Name | EAGLE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 25, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 22, 2021 |
| Property Address | 2492 OBSERVATORY AVE, CINCINNATI, OH 45208-1262 |
| Document Number | 0000075850 |
| Book / Page | 14443 / 3521 |
| Map Reference | MB 11 PG 53 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021-0075850 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Title Company | SAFETITLE AGENCY INC, SAFE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2492 OBSERVATORY AVE, CINCINNATI, OH 45208-1262 |
| Document Number | 0000075851 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-0075851 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Jul 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 2.99% |
| Max Rate At Change | 4.99% |
| Index | 1-Year CMT |
| Max Rate | 6.99% |
The 2025 property tax bill for 2492 Observatory Ave was $18,088, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,088.00 (+3.08%) | $294,000 (+%) Land $85,046 Building $208,954 | |
| 2024 | $17,548.00 (-2.17%) | $293,999 (-) Land $85,046 Building $208,953 | |
| 2023 | $17,938.00 (+32.88%) | $293,999 (+48.17%) Land $85,046 Building $208,953 | $840,000 Land $242,990 Building $597,010 |
| 2022 | $13,499.00 Homeowner's exemption | $198,419 Land $62,115 Building $136,304 | |
| 2020 | $566,910 Land $177,470 Building $389,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2492 Observatory Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2492 Observatory Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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