Genesee County property record for 2491 W Frances Rd, Mount Morris, MI 48458
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Jun 2026) |
| Tax Bill | $2,687 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02-501-004 |
| Primary APN | 14-02-501-004 |
|---|
| Lot Area | 19,602 sqft (0.45 acres) |
|---|
| Street Address | 2491 W FRANCES RD |
|---|---|
| City | MOUNT MORRIS |
| State | MI |
| Zip | 48458-8250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 HOME GARDENS |
| Legal Subdivision | HOME GARDENS |
| Legal Lot Number | 4 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MOUNT MORRIS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10504 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2491 W FRANCES RD, MOUNT MORRIS, MI 48458-8250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Jun 23, 2026 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| May 8, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Feb 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on File |
| Deed Sale | Jun 23, 2026 · Amount on File |
| Deed Document Number | 202638786 |
| Prior Transfer Date | May 1, 2024 |
| Prior Transfer Doc | 0000030270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 23, 2026 |
| Property Address | 2491 W FRANCES RD, MOUNT MORRIS, MI 48458-8250 |
| Document Number | 0000038786 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202638786 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111,180.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2491 W FRANCES RD, MOUNT MORRIS, MI 48458-8250 |
| Document Number | 0000038787, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20262338787 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | May 8, 2024 |
| Property Address | 2491 W FRANCES RD, MOUNT MORRIS, MI 48458-8250 |
| Document Number | 0000030270 |
| Instrument Date | May 1, 2024 |
| Instrument | 202405080030270 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2491 W FRANCES RD, MOUNT MORRIS, MI 48458-8250 |
| Name | Verified Name |
|---|---|
| Address | 2491 W FRANCES RD, MOUNT MORRIS, MI 48458-8250 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2491 W FRANCES RD, MOUNT MORRIS, MI 48458-8250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2491 W FRANCES RD, MOUNT MORRIS, MI 48458-8250 |
| Document Number | 0000005897 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 202402130005897 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jan 1, 2029 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Mount Morris Township |
| Unified School District | Mount Morris Consolidated School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,200 (+42.51%) | $188,400 (+42.51%) | |
| 2025 | $2,687.00 (+1.28%) Homeowner's exemption | $66,100 (+10.72%) | $132,200 (+10.72%) |
| 2024 | $2,653.00 (+123.32%) | ||
| 2023 | $59,700 | $119,400 | |
| 2019 | $1,188.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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