2491 N River Trail Rd, Orange, CA 92865 Property Records

Orange County property record for 2491 N River Trail Rd, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,669 sqft · built 1983
Lot Size	0.079 acres (3,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Nov 2019)
Tax Bill	$7,471 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`374-742-27`

Property Details

APN / Parcel Number

Primary APN	`374-742-27`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,669 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	3,450 sqft (0.079 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2491 N RIVER TRAIL RD
City	ORANGE
State	CA
Zip	92865-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10539 BLK LOT 12
Legal Subdivision	TRACT NO 10539
Legal Tract	10539
Legal Lot Number	12
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1003
Census Tract	76204

Owner

Source: Orange County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2491 N RIVER TRAIL RD, ORANGE, CA 92865-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 27, 2019	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage KIM L BUI
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CUONG D DINH
Nov 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO
Dec 16, 2016	Deed of Trust, Mortgage · Conventional Mortgage KIM NGUYEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	2019497417
Prior Transfer Date	Nov 8, 2017
Prior Transfer Doc	0000498486
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2491 N RIVER TRAIL RD, ORANGE, CA 92865-2034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000353174
Date	Jul 22, 2020
Instrument	2020000353174

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 27, 2019
Property Address	2491 N RIVER TRAIL RD, ORANGE, CA 92865-2034
Document Number	0000497417
Map Reference	MB 462 PG 25-29
Instrument Date	Nov 18, 2019
Instrument	2019000497417
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2491 N RIVER TRAIL RD, ORANGE, CA 92865-2034

Mortgage

Document Number	0000497419
Date	Nov 27, 2019
Instrument	2019000497419

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2491 N RIVER TRAIL RD, ORANGE, CA 92865-2034
Document Number	0000215462
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	LAWYERS TITLE-OC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2491 N RIVER TRAIL RD ORANGE CA 928652034, ORANGE, CA 92865-2034

Mortgage

Document Number	0000215462
Date	Jun 19, 2019
Instrument	215462

Lender

Name	KIM L BUI
Address	13031 PROSPECT AVE, SANTA ANA, CA 92705-1944

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2491 N RIVER TRAIL RD, ORANGE, CA 92865-2034
Document Number	0000215463
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	LAWYERS TITLE-OC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2491 N RIVER TRAIL RD ORANGE CA 928652034, ORANGE, CA 92865-2034

Mortgage

Document Number	0000215463
Date	Jun 19, 2019
Instrument	215463

Lender

Name	CUONG D DINH
Address	15997 MOUNT MITCHELL CIR, FOUNTAIN VALLEY, CA 92708-1310

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 17, 2017
Property Address	2491 N RIVER TRAIL RD, ORANGE, CA 92865-2034
Document Number	0000498486
Map Reference	MB462 PG25-29
Instrument Date	Nov 8, 2017
Instrument	2017000498486
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	COMMONWEALTH LAND TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2491 N RIVER TRAIL RD, ORANGE, CA 92865-2034

Mortgage

Document Number	0000498488
Date	Nov 17, 2017
Instrument	2017000498488

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2491 N RIVER TRAIL RD, ORANGE, CA 92865-2034
Document Number	0000027174
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Jan 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 38TH PL MANHATTAN BEACH CA 902663107, MANHATTAN BEACH, CA 90266-3107

Mortgage

Document Number	0000027174
Date	Jan 20, 2017
Instrument	27174

Lender

Name	KIM NGUYEN
Address	981 SHAFER LN, PISMO BEACH, CA 93449-2376

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,471.00 (+4.55%)	$667,121 (+4.04%) Land $498,615 Building $168,506
2023	$7,146.00 (+1.97%)	$641,217 Land $479,254 Building $161,963
2022	$7,008.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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