2437 N River Trail Rd, Orange, CA 92865 Property Records

Orange County property record for 2437 N River Trail Rd, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,893 sqft · built 1982
Lot Size	0.08 acres (3,500 sqft)
Owner	Owner Name on Record
Last Sale	$442,000 (Oct 2012)
Tax Bill	$6,170 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`374-741-05`

Property Details

APN / Parcel Number

Primary APN	`374-741-05`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,893 sqft Living Area

Exterior

Year Built	Built 1982
Lot Area	3,500 sqft (0.08 acres)
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2437 N RIVER TRAIL RD
City	ORANGE
State	CA
Zip	92865-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10706 BLK LOT 5
Legal Subdivision	10706
Legal Tract	10706
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1000
Census Tract	76204

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2437 N RIVER TRAIL RD, ORANGE, CA 92865-2035
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 30, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 5, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2012 · Amount on Record
Deed Sale	Oct 4, 2012 · Amount on Record
Prior Sale	Dec 8, 2008 · Amount on Record
Deed Document Number	2012000605274
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2437 N RIVER TRAIL RD, ORANGE, CA 92865-2035
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 N RIVER TRAIL RD, ORANGE, CA 92865-2035

Mortgage

Document Number	0000318892
Date	Dec 29, 2023
Instrument	2023000318892

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2437 N RIVER TRAIL RD, ORANGE, CA 92865-2035
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 N RIVER TRAIL RD, ORANGE, CA 92865-2035

Mortgage

Document Number	0000377227
Date	Jun 7, 2021
Instrument	2021000377227

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2437 N RIVER TRAIL RD, ORANGE, CA 92865-2035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127502
Date	Mar 30, 2017
Instrument	2017000127502

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2437 N RIVER TRAIL RD, ORANGE, CA 92865-2035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205928
Date	Jun 5, 2018
Instrument	2018000205928

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2437 N RIVER TRAIL RD, ORANGE, CA 92865-2035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 N RIVER TRAIL RD, ORANGE, CA 92865-2035

Mortgage

Document Number	0000642214
Date	Nov 9, 2020
Instrument	2020000642214

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2437 N RIVER TRAIL RD, ORANGE, CA 92865-2035
Document Number	0000126088
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 N RIVER TRAIL RD ORANGE CA 928652035, ORANGE, CA 92865-2035

Mortgage

Document Number	0000126088
Date	Mar 20, 2020
Instrument	126088

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,170.00 (+4.58%)	$544,285 (+4.04%) Land $382,835 Building $161,450
2023	$5,900.00 (+1.99%)	$523,150 Land $367,968 Building $155,182
2022	$5,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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