Larimer County property record for 2490 Nicholson St, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,602 sqft · built 2017 |
| Lot Size | 0.23 acres (10,023 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Feb 2020) |
| Tax Bill | $6,779 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94101-10-022 |
| Primary APN | 94101-10-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| Basement Area | 1,602 sqft |
| Finished Basement | 1,602 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,023 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1660968 |
|---|---|
| Street Address | 2490 NICHOLSON ST |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-7064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22, BLOCK 1, HAMMOND SUB, BER, (20160036862) |
| Legal Quarter | NE |
| Legal Subdivision | HAMMOND SUB |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 2602 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2490 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Feb 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Aug 24, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on Record |
| Deed Sale | Feb 27, 2020 · Amount on Record |
| Prior Sale | Aug 24, 2017 · Amount on Record |
| Deed Document Number | 20200013561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2490 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000107861 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | EMPIRE TITLE COMPANY, EMPIRE TITLE ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2490 NICHOLSON ST BERTHOUD CO 805137064, BERTHOUD, CO 80513-7064 |
| Document Number | 0000107861 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 107861 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Feb 27, 2020 |
| Property Address | 2490 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000013561 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 20200013561 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | GUARANTEED TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2490 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000013562 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 20200013562 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 24, 2017 |
| Property Address | 2490 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000057019 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 20170057019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | UNIFIED TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.71 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2490 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000057020 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 20170057020 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,779.00 (+3.29%) | $36,875 (-9.15%) Land $9,694 Building $27,181 | $590,000 (-2.61%) Land $155,100 Building $434,900 |
| 2023 | $6,563.00 (+21.9%) | $40,589 (+28.41%) Land $7,605 Building $32,984 | $605,800 (+33.2%) Land $113,500 Building $492,300 |
| 2022 | $5,384.00 | $31,608 Land $7,888 Building $23,720 | $454,800 Land $113,500 Building $341,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 66% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Also Mapped Here | TOWN OF JOHNSTOWN |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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