Larimer County property record for 2480 Nicholson St, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,849 sqft · built 2017 |
| Lot Size | 0.155 acres (6,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (Jun 2026) |
| Tax Bill | $5,991 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94101-10-023 |
| Primary APN | 94101-10-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,849 sqft Living Area |
| Gross Area | 3,289 sqft |
| Basement Area | 800 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,734 sqft (0.155 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1660969 |
|---|---|
| Street Address | 2480 NICHOLSON ST |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-7064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23, BLOCK 1, HAMMOND SUB, BER, (20160036862) |
| Legal Range | 69W |
| Legal Township | 4N |
| Legal Section | 10 |
| Legal Subdivision | HAMMOND SUB |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 2602 |
Source: Larimer County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2480 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA |
| Jun 9, 2026 | Special Warranty Deed, Transfer · FHA Mortgage KEYSTONE FUNDING |
| Sep 1, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Prior Sale | Sep 1, 2017 · Amount on Record |
| Deed Document Number | 202627939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2480 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000026640 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 20210026640 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jun 9, 2026 |
| Property Address | 2480 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000027939 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202627939 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | GUARANTEED TITLE COMPANY, GUARANTEED TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,504.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2480 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000027940, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202627940 |
| Name | KEYSTONE FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Sep 1, 2017 |
| Property Address | 2480 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000059221 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 59221 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2480 NICHOLSON ST BERTHOUD CO 805137064, BERTHOUD, CO 80513-7064 |
| Document Number | 59222 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 59222 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2047 |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,991.00 (+5.09%) | $32,588 (-7.23%) Land $9,694 Building $22,894 | $521,400 (-0.55%) Land $155,100 Building $366,300 |
| 2024 | $5,701.00 (+1.95%) | ||
| 2023 | $5,592.00 (+19.74%) | $35,129 (+28.12%) Land $7,605 Building $27,524 | $524,300 (+32.9%) Land $113,500 Building $410,800 |
| 2022 | $4,670.00 | $27,418 Land $7,888 Building $19,530 | $394,500 Land $113,500 Building $281,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 66% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Also Mapped Here | TOWN OF JOHNSTOWN |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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