Larimer County property record for 2460 Nicholson St, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,222 sqft · built 2017 |
| Lot Size | 0.157 acres (6,869 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,000 (Nov 2019) |
| Tax Bill | $6,871 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Jun 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94101-10-025 |
| Primary APN | 94101-10-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,222 sqft Living Area |
| Basement Area | 932 sqft |
| Finished Basement | 932 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,869 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1660971 |
|---|---|
| Street Address | 2460 NICHOLSON ST |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-7064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25, BLOCK 1, HAMMOND SUB, BER, (20160036862) |
| Legal Quarter | NE |
| Legal Subdivision | HAMMOND SUB |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 2602 |
2460 Nicholson St is owned and occupied by two individuals who acquired it in April 2025.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2460 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2025 | Quit Claim Deed, Transfer · Closed-End Mortgage US BANK NA |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Nov 15, 2019 | Quit Claim Deed, Transfer LAND TITLE GUARANTEE |
| Nov 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Jul 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Apr 26, 2018 | Loan Modification, Mortgage · Line of Credit COMPASS BK |
| Aug 17, 2017 | Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on File |
| Deed Sale | Nov 15, 2019 · Amount on File |
| Prior Sale | Nov 15, 2019 |
| Deed Document Number | 0000071838 |
| Last Transfer Date | Apr 22, 2025 |
| Transfer Doc | 0000016688 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Apr 22, 2025 |
| Property Address | 2460 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000016688 |
| Instrument Date | Apr 22, 2025 |
| Instrument | 20250016688 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 272 COUNTRY CLUB DRIVE, LARKSPUR, CO 80118 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2460 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000023480 |
|---|---|
| Date | Apr 22, 2025 |
| Instrument | 20250023480 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2460 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000044981 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 20200044981 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Nov 15, 2019 |
| Property Address | 2460 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000071840 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 71840 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | LAND TITLE GUARANTEE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2460 NICHOLSON ST BERTHOUD CO 805137064, BERTHOUD, CO 80513-7064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Nov 15, 2019 |
| Property Address | 2460 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000071838 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 20190071838 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2460 NICHOLSON ST, 2460, BERTHOUD, CO 80513-7064 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2460 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000071839 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 20190071839 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2460 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000040165 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2460 NICHOLSON ST BERTHOUD CO 805137064, BERTHOUD, CO 80513-7064 |
| Document Number | 0000040165 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 40165 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Apr 26, 2018 |
| Property Address | 2460 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 24342 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | UNIFIED TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY EAST BLVD #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024342 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 24342 |
| Name | COMPASS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 8333 DOUGLAS AVE # 200, DALLAS, TX 75225-5816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 17, 2017 |
| Property Address | 2460 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000055325 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 55325 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2460 NICHOLSON ST BERTHOUD CO 805137064, BERTHOUD, CO 80513-7064 |
| Document Number | 55326 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 55326 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2047 |
The 2025 property tax bill for 2460 Nicholson St was $6,871.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,871.00 | $37,375 Land $9,694 Building $27,681 | $598,000 Land $155,100 Building $442,900 |
| 2023 | $6,623.00 (+23.54%) | $40,924 (+30.02%) Land $7,605 Building $33,319 | $610,800 (+34.86%) Land $113,500 Building $497,300 |
| 2022 | $5,361.00 | $31,476 Land $7,888 Building $23,588 | $452,900 Land $113,500 Building $339,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2460 Nicholson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2460 Nicholson St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 66% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Also Mapped Here | TOWN OF JOHNSTOWN |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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