2483 Independence Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2483 Independence Ln, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,164 sqft · built 1996
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Feb 2017)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Feb 2021 Transfer Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0809-0001-0150`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0809-0001-0150`
Alternative APNs	`263016080900010150` `85940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,164 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	2,164 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Lot Dimensions	111 ft deep x 68 ft wide
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2483 INDEPENDENCE LN
City	SAINT CLOUD
State	FL
Zip	34772-8852
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	REPLAT OF TEKA VILLAGE TRACT 2 PB 8 PG 80 LOT 15
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	TEKA VLG TRACT 2 REPLAT
Legal Tract	2
Legal Block	150
Legal Lot Number	15
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1026
Census Tract	43208

Owner

Source: Osceola County records · APN 16-26-30-0809-0001-0150

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2483 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 20, 2018	Warranty Deed, Transfer · Conventional with PMI US SMALL BUSN ADMN
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Prior Sale	Nov 24, 2009
Deed Document Number	201728561
Deed Book / Page	5105 / 2603
Last Transfer Date	Feb 10, 2021
Transfer Doc	0058930358
Record Updated	Jun 08, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 17, 2021
Property Address	2483 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8852
Document Number	0058930358
Book / Page	5893 / 358
Map Reference	MB 8 PG 80
Instrument Date	Feb 10, 2021
Instrument	2021023107
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2483 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8852

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 20, 2018
Property Address	2483 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8852
Document Number	0053540012
Book / Page	005354 / 000012
Instrument Date	Jun 19, 2018
Instrument	95354
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2483 INDEPENDENCE LN ST CLOUD FL 347728852, ST CLOUD, FL 34772-8852

Mortgage

Document Number	53540013
Date	Jun 20, 2018
Book Page	005354/000013
Instrument	95355

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 21, 2017
Property Address	2483 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8852
Document Number	0051052603
Book / Page	5105 / 2603
Map Reference	MB8 PG80
Instrument Date	Feb 17, 2017
Instrument	2017028561
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$889.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2483 INDEPENDENCE LN, 2483, SAINT CLOUD, FL 34772-8852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2483 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8852

Mortgage

Document Number	51052604
Date	Feb 21, 2017
Instrument	5105/2604

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00 (+4.35%) Homeowner's exemption Senior Citizen's exemption	$145,710 (+5.99%)	$225,800 (+6.11%) Land $48,000 Building $177,800
2024	$1,564.00 (+3.71%)
2023	$1,508.00 (+4.94%) Homeowner's exemption Senior Citizen's exemption	$137,480 (+3%)	$212,800 (+43.11%) Land $35,000 Building $177,800
2022	$1,437.00 Homeowner's exemption Senior Citizen's exemption	$133,476	$148,700 Land $25,000 Building $123,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured 6 under condo master policies

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 38% of Florida
Wildfire Likelihood	About 1 in 503 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Xfinity, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Independence Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures