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249 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 249 Schramm Loop, Stephens City, VA 22655 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,640 sqft · built 2014
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$180,900 (Feb 2015)
Tax Bill$1,825 (2026)
Deeds & MortgagesApr 2021 Refinance
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN756-1-49

Property Details

APN / Parcel Number

Primary APN756-1-49
Alternative APN
  • 8048883

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,640 sqft Living Area
Gross Area2,484 sqft
1st Floor Area820 sqft
Basement Area600 sqft
Finished Basement600 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
TerrainRolling
Garage TypeBuilt-in
Garage Area220 sqft
Parking Spaces1 Parking Space
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8048883
Street Address249 SCHRAMM LOOP
CitySTEPHENS CITY
StateVA
Zip22655-6003
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTHE TOWNES AT TASKER L49 S1
Legal SubdivisionTHE TOWNES AT TASKER
Legal Lot Number49
JurisdictionFREDERICK VA
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2040
Census Tract50900

Owner

Source: Frederick County records · APN 756-1-49

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address311 NORLAND KNOLL DR, STEPHENSON, VA 22656-2127
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPITAL CENTER LLC
Jun 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
VIRGINIA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2015 · Amount on Record
Deed SaleFeb 27, 2015 · Amount on Record
Deed Book / Page1500 / 1618
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address249 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6003
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006117
DateApr 12, 2021
Instrument210006117
Lender
NameCAPITAL CENTER LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueMay 01, 2031
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address249 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6003
Document Number0000006966
Instrument DateJun 05, 2020
Transaction TypeMortgage
Record UpdatedJul 08, 2020
Title CompanyOLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 SCHRAMM LOOP STEPHENS CITY VA 226556003, STEPHENS CITY, VA 22655-6003

Mortgage

Document Number0000006966
DateJun 10, 2020
Instrument6966
Lender
NameVIRGINIA CU
TypeCredit Union
AddressRICHMOND, VA 23225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 09, 2035

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,825.00 (+10.41%)$344,300 Land $68,000 Building $276,300$344,300 Land $68,000 Building $276,300
2025$1,653.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690509002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880

May also be available at this address: Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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