253 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 253 Schramm Loop, Stephens City, VA 22655

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,970 sqft · built 2014
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Mar 2020)
Tax Bill	$2,071 (2026)
Deeds & Mortgages	Aug 2023 Second Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`756-1-51`

Property Details

APN / Parcel Number

Primary APN	`756-1-51`
Alternative APN	`8048885`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,970 sqft Living Area
Gross Area	3,142 sqft
1st Floor Area	968 sqft
Basement Area	968 sqft
Finished Basement	968 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8048885
Street Address	253 SCHRAMM LOOP
City	STEPHENS CITY
State	VA
Zip	22655-6003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RATR
Legal Description	THE TOWNES AT TASKER L51 S1
Legal Subdivision	THE TOWNES AT TASKER
Legal Lot Number	51
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2040
Census Tract	50900

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	253 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS & TRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Document Number	20203680
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	253 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6003
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006544
Date	Aug 1, 2023
Instrument	230006544

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 31, 2020
Property Address	253 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6003
Document Number	0000003680
Instrument Date	Mar 30, 2020
Instrument	200003680
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	CLEAR TITLE ESCROW & STLMNTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6003

Mortgage

Document Number	0000003681
Date	Mar 31, 2020
Instrument	200003681

Lender

Name	HOME SAVINGS & TRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,071.00 (+10.39%)	$390,800 Land $68,000 Building $322,800	$390,800 Land $68,000 Building $322,800
2025	$1,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Glo Fiber.

Nearby Properties on Schramm Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures