241 S Bellagio Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 241 S Bellagio Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,653 sqft · built 2011
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$515,500 (Nov 2024)
Tax Bill	$9,583 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028686-0110`

Property Details

APN / Parcel Number

Primary APN	`028686-0110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,653 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	2,273 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	241 S BELLAGIO DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	58/93-98 MURABELLA UNIT 4 LOT 11 OR6049/492
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 4
Legal Block	1
Legal Lot Number	11
Legal Unit	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1012
Census Tract	20906

Owner

241 S Bellagio Dr is owned and occupied by two individuals who bought it in November 2024.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	241 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2024 · Amount on File
Deed Sale	Nov 7, 2024 · Amount on File
Prior Sale	Jun 1, 2022 · Amount on File
Deed Document Number	202487423
Deed Book / Page	6049 / 492
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 1, 2022
Property Address	241 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3475
Document Number	0055691297
Book / Page	5569 / 1297
Map Reference	MB 58 PG 93-98
Instrument Date	May 31, 2022
Instrument	2022055029
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	264 PALMETTO BLUFF RD, PALATKA, FL 32177-8153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 OAKBERRY WAY, SAN JOSE, CA 95123-5122

Mortgage

Document Number	0055691300
Date	Jun 1, 2022
Instrument	5569/1300

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 241 S Bellagio Dr was $9,583, up 4.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,059 (-1.85%) Land $110,000 Building $330,059	$440,059 (-1.85%) Land $110,000 Building $330,059
2025	$9,583.00 (+4.9%) Homeowner's exemption	$448,353 (-2.44%)	$448,353 (-2.44%) Land $110,000 Building $338,353
2024	$9,135.00 (+1.78%)	$459,560 (+0.85%)	$459,560 (+0.85%) Land $105,000 Building $354,560
2023	$8,975.00 (+72.6%)	$455,707 (+122.68%)	$455,707 (+9.61%) Land $89,600 Building $366,107
2022	$5,200.00 Homeowner's exemption Widower's exemption	$204,643	$415,759 Land $89,600 Building $326,159

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 241 S Bellagio Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 S Bellagio Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20