St. Johns County property record for 230 Palazzo Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,265 sqft · built 2008 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,500 (Jan 2020) |
| Tax Bill | $8,659 (2025) |
| Deeds & Mortgages | Jul 2025 Second Mortgage Jan 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-1380 |
| Primary APN | 028687-1380 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,265 sqft Living Area |
| Gross Area | 2,702 sqft |
| 1st Floor Area | 2,265 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 134 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 230 PALAZZO CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 138 OR4865/1474 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 138 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 028687-1380
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 230 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jan 14, 2020 | Special Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Sep 19, 2019 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Aug 07, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2020 · Amount on Record |
| Deed Sale | Jan 14, 2020 · Amount on Record |
| Prior Sale | Sep 19, 2019 · Amount on Record |
| Deed Document Number | 20203164 |
| Deed Book / Page | 4865 / 1474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 230 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4503 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4303, ST AUGUSTINE, FL 32085-4303 |
| Document Number | 0061781745 |
|---|---|
| Date | Jul 02, 2025 |
| Book Page | 6178/1745 |
| Instrument | 2025052965 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2045 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 14, 2020 |
| Property Address | 230 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4503 |
| Document Number | 0048651474 |
| Book / Page | 4865 / 1474 |
| Map Reference | MB 58 PG 99-106 |
| Instrument Date | Jan 07, 2020 |
| Instrument | 2020003164 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,795.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 345 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478 |
| Document Number | 48651476 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 4865/1476 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 19, 2019 |
| Property Address | 230 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4503 |
| Document Number | 0047980789 |
| Book / Page | 004798 / 000789 |
| Instrument Date | Sep 05, 2019 |
| Instrument | 69757 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $103.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 07, 2019 |
| Property Address | 230 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4503 |
| Document Number | 0047740230 |
| Book / Page | 004774 / 000230 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 57852 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 230 PALAZZO CIR ST AUGUSTINE FL 320924503, ST AUGUSTINE, FL 32092-4503 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,555 (-1.5%) Land $110,000 Building $275,555 | $385,555 (-1.5%) Land $110,000 Building $275,555 | |
| 2025 | $8,659.00 (+9.28%) | $391,429 (-2.2%) | $391,429 (-2.2%) Land $110,000 Building $281,429 |
| 2024 | $7,924.00 (+4.58%) | $400,228 (+0.16%) | $400,228 (+0.16%) Land $105,000 Building $295,228 |
| 2023 | $7,577.00 (+6.36%) | $399,584 (+9.39%) | $399,584 (+9.39%) Land $89,600 Building $309,984 |
| 2022 | $7,124.00 | $365,296 | $365,296 Land $89,600 Building $275,696 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 286 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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