Stephens County property record for 249 Greer Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,207 sqft · built 1950 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,000 (Dec 2020) |
| Tax Bill | $3,245 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T26 120 |
| Primary APN | T26 120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,207 sqft Heated Area |
| Attic Area | 1,577 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.319 acres) |
| Terrain | Gentle Slope |
| Garage Area | 286 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 174 sqft |
| Deck Area | 376 sqft |
| Patio Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 606650 |
|---|---|
| Street Address | 249 GREER LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | E SAVANNAH ST LOT |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 249 GREER LN, TOCCOA, GA 30577-3098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQUITY |
| Jan 7, 2021 | Grant Deed, Transfer · Conventional with PMI HOMESTAR FIN'L |
| Jan 7, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on Record |
| Deed Sale | Dec 29, 2020 · Amount on Record |
| Deed Document Number | 0001235371 |
| Deed Book / Page | 1235 / 371 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 249 GREER LN, TOCCOA, GA 30577-3098 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 249 GREER LN, TOCCOA, GA 30577-3098 |
| Document Number | 0013310000000007 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 0000001331/0000000007 |
| Instrument | 2023000685 |
| Name | SPRING EQUITY |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jan 7, 2021 |
| Property Address | 249 GREER LN, TOCCOA, GA 30577-3098 |
| Document Number | 0012350371 |
| Book / Page | 001235 / 000371 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 249 GREER LN TOCCOA GA 305773098, TOCCOA, GA 30577-3098 |
| Document Number | 12350376 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 001235/000376 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 6, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jan 7, 2021 |
| Property Address | 249 GREER LN, TOCCOA, GA 30577-3098 |
| Document Number | 0012350374 |
| Book / Page | 001235 / 000374 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 249 GREER LN TOCCOA GA 305773098, TOCCOA, GA 30577-3098 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,245.00 (+57.68%) | $93,012 (+59.8%) Land $3,326 Building $89,686 | $232,530 (+59.8%) Land $8,315 Building $224,215 |
| 2023 | $2,058.00 (+5.43%) | $58,207 (+5.43%) Land $3,326 Building $54,881 | $145,517 (+5.43%) Land $8,315 Building $137,202 |
| 2022 | $1,952.00 | $55,208 Land $3,326 Building $51,882 | $138,021 Land $8,315 Building $129,706 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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