Stephens County property record for 191 Greer Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,824 sqft · built 1987 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,000 (Apr 2014) |
| Tax Bill | $2,581 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T26 186 |
| Primary APN | T26 186 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Heated Area |
| Basement Area | 1,216 sqft |
| Unfinished Basement | 1,216 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 588 sqft |
| Carport | Carport |
| Carport Area | 588 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 380 sqft |
| Patio Area | 380 sqft |
| Utility Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 605850 |
|---|---|
| Street Address | 191 GREER LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOTS 4 & 5 D S BARDEN S/D |
| Legal Subdivision | D S BARDEN S/D |
| Legal Lot Number | 4,5 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 191 GREER LN, TOCCOA, GA 30577-3099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Sep 11, 2025 | Quit Claim Deed, Transfer · Line of Credit LENDAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2014 · Amount on Record |
| Deed Sale | Apr 28, 2014 · Amount on Record |
| Prior Sale | Dec 10, 2001 |
| Deed Document Number | 2014411 |
| Deed Book / Page | 1039 / 335 |
| Last Transfer Date | Aug 29, 2025 |
| Transfer Doc | 0014220149 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 191 GREER LN, TOCCOA, GA 30577-3099 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 191 GREER LN, TOCCOA, GA 30577-3099 |
| Document Number | 0012550000000434 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 0000001255/0000000434 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 11, 2025 |
| Property Address | 191 GREER LN, TOCCOA, GA 30577-3099 |
| Document Number | 0014220149 |
| Book / Page | 1422 / 149 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025002844 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 191 GREER LN, TOCCOA, GA 30577-3099 |
| Document Number | 2025002845 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 2025002845 |
| Name | LENDAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 112 Months |
| Due | Jan 1, 2035 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,581.00 (+21.92%) Homeowner's exemption | $88,312 (+44.51%) Land $4,234 Building $84,078 | $220,779 (+44.51%) Land $10,584 Building $210,195 |
| 2024 | $2,117.00 (+7.46%) Homeowner's exemption | $61,112 (+6.49%) Land $4,234 Building $56,878 | $152,778 (+6.49%) Land $10,584 Building $142,194 |
| 2023 | $1,970.00 (+1.76%) Homeowner's exemption | $57,386 (+4.84%) Land $4,234 Building $53,152 | $143,463 (+4.84%) Land $10,584 Building $132,879 |
| 2022 | $1,936.00 Homeowner's exemption | $54,738 Land $4,234 Building $50,504 | $136,845 Land $10,584 Building $126,261 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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