Stephens County property record for 188 Greer Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,451 sqft · built 1953 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $224,900 (Dec 2023) |
| Tax Bill | $3,239 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T26 197 |
| Primary APN | T26 197 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,451 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 329 sqft |
| Porch | Porch |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 604800 |
|---|---|
| Street Address | 188 GREER LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 14 BLK 3 UPLAND TERRACE S/D |
| Legal Subdivision | UPLAND TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 282 HARRIS FARMS RD, JEFFERSON, GA 30549-3945 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK |
| Sep 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL |
| Nov 30, 2017 | Grant Deed, Transfer · FHA Mortgage SOUTH ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on Record |
| Deed Sale | Dec 28, 2023 · Amount on Record |
| Prior Sale | Sep 3, 2020 · Amount on Record |
| Deed Document Number | 2023001897 |
| Deed Book / Page | 1353 / 138 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 28, 2023 |
| Property Address | 188 GREER LN, TOCCOA, GA 30577-3096 |
| Document Number | 0013530138 |
| Book / Page | 1353 / 138 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 2023001897 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 GREER LN, TOCCOA, GA 30577-3096 |
| Document Number | 0013530000000140 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 0000001353/0000000140 |
| Instrument | 2023001898 |
| Name | SOUTHSTATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 3, 2020 |
| Property Address | 188 GREER LN, TOCCOA, GA 30577-3096 |
| Document Number | 0012210493 |
| Book / Page | 1221 / 493 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 2020-001002 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 GREER LN, TOCCOA, GA 30577-3096 |
| Document Number | 0012210000000495 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 0000001221/0000000495 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Nov 30, 2017 |
| Property Address | 188 GREER LN, TOCCOA, GA 30577-3096 |
| Document Number | 0011370151 |
| Book / Page | 001137 / 000151 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 188 GREER LN TOCCOA GA 305773096, TOCCOA, GA 30577-3096 |
| Document Number | 11370153 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 001137/000153 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | N CHARLESTON, SC 29406 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2047 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,239.00 (+82.89%) | $92,847 (+79.37%) Land $3,352 Building $89,495 | $232,117 (+79.37%) Land $8,380 Building $223,737 |
| 2023 | $1,771.00 (+2.79%) Homeowner's exemption | $51,762 (+6.26%) Land $3,352 Building $48,410 | $129,406 (+6.26%) Land $8,380 Building $121,026 |
| 2022 | $1,723.00 Homeowner's exemption | $48,714 Land $3,352 Building $45,362 | $121,785 Land $8,380 Building $113,405 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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