East Lyme Town property record for 249 Giants Neck Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1930 |
| Square Footage | 3,923 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,200,000 (2018) |
| Tax Bill | $27,626.00 (2025) |
| Primary APN | ELYM M:04.10 B:00001 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,923 sqft Living Area |
| Gross Area | 8,383 sqft Gross Area |
| 1st Floor | 1,590 sqft 1st Floor |
| Basement Area | 2,213 sqft Basement |
| Unfinished Basement | 2,213 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Contemporary Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 3999 |
|---|---|
| Street Address | 249 GIANTS NECK RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2221 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 870703 |
Source: East Lyme Town records · APN ELYM M:04.10 B:00001 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 249 GIANTS NECK RD, NIANTIC, CT 06357-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 09, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CHELSEA GROTON BANK |
| Sep 17, 2018 | Warranty Deed, Transfer CHELSEA GROTON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Deed Book / Page | 1002 / 22 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 249 GIANTS NECK RD, NIANTIC, CT 06357-2221 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001060-578 |
|---|---|
| Date | Jul 09, 2021 |
| Book Page | 1060/578 |
| Instrument | 2406 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Aug 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Sep 17, 2018 |
| Property Address | 249 GIANTS NECK RD, NIANTIC, CT 06357-2221 |
| Document Number | 1002-22 |
| Book / Page | 1002 / 22 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.83 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 10020024 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 01002/0024 |
| Name | CHELSEA GROTON BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 17, 2048 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,626.00 | $986,300 (+10.37%) Land $662,060 Building $324,240 | $690,410 Land $463,442 Building $226,968 |
| 2024 | $27,626.00 (+24.26%) | ||
| 2023 | $22,233.00 (+4.36%) | $893,620 (-) Land $662,060 Building $231,560 | |
| 2022 | $21,304.00 | $893,620 Land $662,060 Building $231,560 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 26.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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