San Joaquin County property record for 2489 Flag Stop Way, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,565 sqft · built 2017 |
| Lot Size | 0.158 acres (6,889 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,075,000 (Sep 2023) |
| Tax Bill | $16,733 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-700-180-000 |
| Primary APN | 240-700-180-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,565 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,889 sqft (0.158 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2489 FLAG STOP WAY |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-FM PT 240-140-31 PER ELLIS PHASE 1A |
| Legal Subdivision | 3764 ELLIS PH 1A |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 5213 |
Source: San Joaquin County records · APN 240-700-180-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2489 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2023 | Grant Deed, Transfer · Conventional Mortgage NMSI INC |
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit STAR ONE CU |
| Jun 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU |
| Dec 11, 2017 | Grant Deed, Transfer TIAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Prior Sale | Dec 11, 2017 · Amount on Record |
| Deed Document Number | 2023-075041 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 21, 2023 |
| Property Address | 2489 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Document Number | 0000075041 |
| Map Reference | MB 42 PG 43 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023-075041 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2489 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Document Number | 0000075042 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023-075042 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Number | 0000075043 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023-075043 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2489 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2489 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Document Number | 0000097820 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2022-097820 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Oct 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2489 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Document Number | 0000068976 |
| Instrument Date | Jun 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2489 FLAG #WAY TRACY CA 95377, TRACY, CA 95377 |
| Document Number | 0000068976 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 68976 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 11, 2017 |
| Property Address | 2489 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Document Number | 0000144261 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 144261 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2489 DLAG #WAY TRACY CA 95377, TRACY, CA 95377 |
| Document Number | 144262 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 144262 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $16,733.00 (+35.38%) | $1,096,500 (+53.07%) Land $204,000 Building $892,500 |
| 2023 | $12,360.00 (+2.12%) Homeowner's exemption | $716,335 Land $164,045 Building $552,290 |
| 2022 | $12,104.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Zinnia Networks Fixed Wireless | 200 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
Based on FCC filings for 187 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TRACY serves 98,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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