San Joaquin County property record for 2479 Flag Stop Way, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,574 sqft · built 2017 |
| Lot Size | 0.137 acres (5,985 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $590,000 (Jul 2017) |
| Tax Bill | $12,362 (2026) |
| Deeds & Mortgages | Oct 2025 Reverse Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-700-170-000 |
| Primary APN | 240-700-170-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,574 sqft Living Area |
| 1st Floor Area | 2,574 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,985 sqft (0.137 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 240-700-17 |
|---|---|
| Street Address | 2479 FLAG STOP WAY |
| City | TRACY |
| State | CA |
| Zip | 95377-8396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-FM PT 240-140-31 PER ELLIS PHASE 1A |
| Legal Subdivision | ELLIS PH 1 A |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 5213 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2479 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 18, 2018 | Affidavit of Death, Transfer OTHER |
| Jul 10, 2017 | Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Deed Document Number | 201777773 |
| Last Transfer Date | Oct 18, 2018 |
| Transfer Doc | 0000115719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2479 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2479 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Document Number | 0000089605 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025-089605 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1111 Months |
| Due | May 17, 2118 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2479 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2479 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Document Number | 0000016585 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2022-016585 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 18, 2018 |
| Property Address | 2479 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Document Number | 0000115719 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 115719 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2479 FLAG #WAY TRACY CA 95377, TRACY, CA 95377 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 10, 2017 |
| Property Address | 2479 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Document Number | 0000077773 |
| Map Reference | MAP42 PG43 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 2017-077773 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2479 FLAG STOP WAY, TRACY, CA 95377-8396 |
| Document Number | 0000077774 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 2017-077774 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Aug 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Number | 0000077775 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 2017-077775 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | TRACY, CA 95377 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,362.00 (+1.98%) | ||
| 2025 | $12,122.00 (+4.73%) Homeowner's exemption | $671,200 (+4.04%) Land $234,959 Building $436,241 | |
| 2023 | $11,575.00 (+2.14%) Homeowner's exemption | $645,138 Land $225,836 Building $419,302 | $874,440 |
| 2022 | $11,332.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures