San Joaquin County property record for 2469 Flag Stop Way, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,378 sqft · built 2017 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $627,000 (Apr 2017) |
| Tax Bill | $13,284 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2021 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-700-160-000 |
| Primary APN | 240-700-160-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,378 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 240-700-16 |
|---|---|
| Street Address | 2469 FLAG STOP WAY |
| City | TRACY |
| State | CA |
| Zip | 95377-8395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-FM PT 240-140-31 PER ELLIS PHASE 1A |
| Legal Subdivision | ELLIS PH 1A |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 5213 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2469 FLAG STOP WAY, TRACY, CA 95377-8395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEYPOINT CU |
| May 5, 2021 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| Feb 20, 2019 | Deed of Trust, Mortgage KEYPOINT CU |
| Apr 25, 2017 | Grant Deed, Transfer CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on Record |
| Deed Sale | Apr 25, 2017 · Amount on Record |
| Deed Document Number | 201746284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2469 FLAG STOP WAY, TRACY, CA 95377-8395 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2469 FLAG STOP WAY, TRACY, CA 95377-8395 |
| Document Number | 0000135583 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-135583 |
| Name | KEYPOINT CU |
|---|---|
| Type | Credit Union |
| Address | SANTA CLARA, CA 95051 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2469 FLAG STOP WAY, TRACY, CA 95377-8395 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2469 FLAG STOP WAY, TRACY, CA 95377-8395 |
| Document Number | 0000078863 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 2021-078863 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2469 FLAG STOP WAY, TRACY, CA 95377-8395 |
| Document Number | 0000020806 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2469 FLAG #WAY TRACY CA 95377, TRACY, CA 95377 |
| Document Number | 0000020806 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 20806 |
| Name | KEYPOINT CU |
|---|---|
| Type | Credit Union |
| Address | SANTA CLARA, CA 95051 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 25, 2017 |
| Property Address | 2469 FLAG STOP WAY, TRACY, CA 95377-8395 |
| Document Number | 0000046284 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 46284 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $689.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2469 FLAG #WAY TRACY CA 95377, TRACY, CA 95377 |
| Document Number | 46285 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 46285 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,284.00 (+1.95%) | ||
| 2025 | $13,030.00 (+4.73%) Homeowner's exemption | $754,075 (+7.83%) Land $254,746 Building $499,329 | |
| 2023 | $12,441.00 (+4.36%) Homeowner's exemption | $699,295 Land $244,854 Building $454,441 | $985,320 |
| 2022 | $11,921.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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