DeKalb County property record for 2489 Cedar Lk, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 836 sqft · built 1960 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $480 (2025) |
| Deeds & Mortgages | May 2020 Sale May 2018 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 17-02-30-179-002.000-018 |
| Primary APN | 17-02-30-179-002.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 836 sqft Living Area |
| 1st Floor Area | 836 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Other |
|---|
| Account Number | 100230179002 |
|---|---|
| Street Address | 2489 CEDAR LK |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN S SIDE NW1/4 SECTION 30 TWP 35 RANGE 13 ACRES 0.1010 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 20100 |
Source: DeKalb County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2189 S GOLDEN LAKE RD, ANGOLA, IN 46703-6929 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2020 | Warranty Deed, Transfer |
| May 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage PROFED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2020 |
| Deed Sale | May 26, 2020 |
| Prior Sale | May 23, 2018 · Amount on Record |
| Deed Document Number | 20202799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | May 26, 2020 |
| Property Address | 2489 CEDAR LK, WATERLOO, IN 46793-9362 |
| Document Number | 0202002799 |
| Instrument Date | May 20, 2020 |
| Instrument | 202002799 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2489 S CEDAR LAKE RD, ANGOLA, IN 46703 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | May 23, 2018 |
| Property Address | 2489 CEDAR LK, WATERLOO, IN 46793-9362 |
| Document Number | 0201802596 |
| Instrument Date | May 16, 2018 |
| Instrument | 201802596 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2489 CEDAR LK, WATERLOO, IN 46793-9362 |
| Document Number | 0201802597 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 201802597 |
| Name | PROFED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $480.00 (+4.8%) | $51,200 (+3.02%) Land $8,500 Building $42,700 | $51,200 (+3.02%) Land $8,500 Building $42,700 |
| 2024 | $458.00 (+1.78%) | $49,700 (+4.85%) Land $8,100 Building $41,600 | $49,700 (+4.85%) Land $8,100 Building $41,600 |
| 2023 | $450.00 (+7.66%) | $47,400 (+13.13%) Land $7,700 Building $39,700 | $47,400 (+13.13%) Land $7,700 Building $39,700 |
| 2022 | $418.00 | $41,900 Land $6,700 Building $35,200 | $41,900 Land $6,700 Building $35,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
May also be available: AT&T, Brightspeed, Lakeland Internet, Steuben County REMC.
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