DeKalb County property record for 2455 Cedar Lk, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1984 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $568 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Oct 2025 Sale + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 17-02-30-176-003.000-018 |
| Primary APN | 17-02-30-176-003.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Heating System | Central |
|---|
| Account Number | 100230176003 |
|---|---|
| Street Address | 2455 CEDAR LK |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN S SIDE NW1/4 SECTION 30 TWP 35 RANGE 13 ACRES 0.3500 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 20100 |
2455 Cedar Lk is owned and occupied by two individuals who acquired it in October 2025.
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2455 CEDAR LK, WATERLOO, IN 46793-9362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer |
| Oct 30, 2025 | Warranty Deed, Transfer |
| Aug 11, 2015 | Warranty Deed, Transfer · Conventional Mortgage ATLANTA POSTAL CU |
| Aug 21, 2015 | Warranty Deed, Transfer · Conventional Mortgage ATLANTA POSTAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 |
| Deed Sale | Oct 30, 2025 |
| Prior Sale | Aug 21, 2015 · Amount on File |
| Deed Document Number | 20255567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Oct 30, 2025 |
| Property Address | 2455 CEDAR LK, WATERLOO, IN 46793-9362 |
| Document Number | 0202505567 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 202505567 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2455 CEDAR LK, WATERLOO, IN 46793-9362 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Oct 30, 2025 |
| Property Address | 2455 CEDAR LK, WATERLOO, IN 46793-9362 |
| Document Number | 0202505567 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 202505567 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2455 CEDAR LK, WATERLOO, IN 46793-9362 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Aug 11, 2015 |
| Property Address | 2455 CEDAR LK, WATERLOO, IN 46793-9362 |
| Document Number | 0201504031 |
| Instrument Date | Aug 6, 2015 |
| Instrument | 201504031 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | TRADEMARK TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0201504032 |
|---|---|
| Date | Aug 11, 2015 |
| Instrument | 201504032 |
| Name | ATLANTA POSTAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 10, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Aug 21, 2015 |
| Property Address | 2455 CEDAR LK, WATERLOO, IN 46793-9362 |
| Document Number | 0201504248 |
| Instrument Date | Aug 6, 2015 |
| Instrument | 201504248 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | TRADEMARK TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0201504249 |
|---|---|
| Date | Aug 21, 2015 |
| Instrument | 201504249 |
| Name | ATLANTA POSTAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 20, 2030 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2455 Cedar Lk was $568, down 59.3% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $568.00 (-59.25%) | $156,600 (+2.55%) Land $19,400 Building $137,200 | $156,600 (+2.55%) Land $19,400 Building $137,200 |
| 2024 | $1,394.00 (+1.46%) | $152,700 (+4.59%) Land $18,700 Building $134,000 | $152,700 (+4.59%) Land $18,700 Building $134,000 |
| 2023 | $1,374.00 (+5.61%) | $146,000 (+11.88%) Land $17,600 Building $128,400 | $146,000 (+11.88%) Land $17,600 Building $128,400 |
| 2022 | $1,301.00 | $130,500 Land $15,300 Building $115,200 | $130,500 Land $15,300 Building $115,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2455 Cedar Lk in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2455 Cedar Lk is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
May also be available: AT&T, Brightspeed, Lakeland Internet, Steuben County REMC.
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