2487 Cedar Lk, Waterloo, IN 46793 Property Records

DeKalb County property record for 2487 Cedar Lk, Waterloo, IN 46793

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,056 sqft · built 1960
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Oct 1997)
Tax Bill$290 (2025)
Deeds & MortgagesJul 2026 Sale
Flood ZoneZone A (high risk)
APN17-02-30-179-001.000-018

Property Details

APN / Parcel Number

Primary APN17-02-30-179-001.000-018
Alternative APN
  • 100230179001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
TerrainRolling
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number100230179001
Street Address2487 CEDAR LK
CityWATERLOO
StateIN
Zip46793-9362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN S SIDE NW1/4 SECTION 30 TWP 35 RANGE 13 ACRES 0.0900
JurisdictionDE KALB IN
Township / Civil DivisionSMITHFIELD
Census Block Group3
Census Block3050
Census Tract20100

Owner

2487 Cedar Lk is owned and occupied by two individuals who bought it in October 1997.

Source: DeKalb County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2487 CEDAR LK, WATERLOO, IN 46793-9362
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 1997 · Amount on File
Deed SaleOct 19, 1997 · Amount on File
Record UpdatedOct 29, 2026

July 2026: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionDE KALB IN
Recording DateJul 23, 2026
Property Address2487 CEDAR LK, WATERLOO, IN 46793-9362
Document Number0000003945
Instrument DateJul 16, 2026
Instrument20263945
Transaction TypeTransfer
Record UpdatedAug 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2487 CEDAR LK, WATERLOO, IN 46793-9362

Tax Assessment & Valuation

The 2025 property tax bill for 2487 Cedar Lk was $290, up 1.4% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionSmithfield Township
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$290.00 (+1.4%)$102,400 (+3.64%) Land $7,900 Building $94,500$102,400 (+3.64%) Land $7,900 Building $94,500
2024$286.00 (+15.79%)$98,800 (+4.99%) Land $7,600 Building $91,200$98,800 (+4.99%) Land $7,600 Building $91,200
2023$247.00 (+9.29%)$94,100 (+12.83%) Land $7,100 Building $87,000$94,100 (+12.83%) Land $7,100 Building $87,000
2022$226.00$83,400 Land $6,200 Building $77,200$83,400 Land $6,200 Building $77,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2487 Cedar Lk in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimMar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2487 Cedar Lk is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
MetaLINK Technologies
Fixed Wireless
25 / 5

May also be available: AT&T, Brightspeed, Lakeland Internet, Steuben County REMC.

Nearby Properties on Cedar Lk

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