2489 Bud Diamond Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 2489 Bud Diamond Rd, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,122 sqft · built 2020
Lot Size	6.32 acres (275,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Apr 2020)
Tax Bill	$2,843 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-4N-30-0000-00409-0000`

Property Details

APN / Parcel Number

Primary APN	`24-4N-30-0000-00409-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,122 sqft Heated Area
Gross Area	2,923 sqft
1st Floor Area	2,122 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	275,735 sqft (6.32 acres)
Garage Type	Mixed
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	244N300000004090000
Street Address	2489 BUD DIAMOND RD
City	JAY
State	FL
Zip	32565-4847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2020 LOT 19 UNRC: COM AT NW CORNER OF SECTION 24 TOWNSHP 4 NORTH RANGE 30 WEST THN N89*36'05E
Legal Range	30W
Legal Township	04N
Legal Section	24
Legal Subdivision	WEST
Legal Lot Number	19
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	4
Census Block	4000
Census Tract	10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2489 BUD DIAMOND RD, JAY, FL 32565-4847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU
Mar 12, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PEN AIR FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	0039381589
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2489 BUD DIAMOND RD, JAY, FL 32565-4847
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 BUD DIAMOND RD, JAY, FL 32565-4847

Mortgage

Document Number	0040781847
Date	Mar 1, 2021
Book Page	4078/1847
Instrument	202113024

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2489 BUD DIAMOND RD, JAY, FL 32565-4847
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 BUD DIAMOND RD, JAY, FL 32565-4847

Mortgage

Document Number	0040860160
Date	Mar 12, 2021
Book Page	4086/160
Instrument	202116455

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 24, 2031

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,843.00 (+1.72%) Homeowner's exemption	$273,621 (+3%)	$318,536 (+0.76%) Land $76,020 Building $242,516
2023	$2,795.00 (+2.31%) Homeowner's exemption	$265,651 (+3%)	$316,136 (+0.75%) Land $76,020 Building $240,116
2022	$2,732.00 Homeowner's exemption	$257,914	$313,772 Land $76,020 Building $237,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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