Santa Rosa County property record for 2707 Bud Diamond Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,756 sqft · built 2018 |
| Lot Size | 14.8 acres (648,696 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,000 (Oct 2017) |
| Tax Bill | $3,467 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-4N-30-0000-00105-0000 |
| Primary APN | 13-4N-30-0000-00105-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,756 sqft Living Area |
| Gross Area | 3,888 sqft |
| 1st Floor Area | 2,756 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 648,696 sqft (14.8 acres) |
| Garage Type | Carport |
| Garage Area | 875 sqft |
| Carport | Carport |
| Carport Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 257 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Pole Barn | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2707 BUD DIAMOND RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-4846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG2 |
| Legal Description | *NEW PARCEL FOR 2018* COMMENCE AT THE NORTHWEST CORNER 0F SECTION 13, TOWNSHIP 4 NORTH, RANGE 30 WEST, OF SANTA ROSA COUNTY; THENCE RUN NORTH 89 DEGREES 51 MINUTES 56 SECONDS EAST ALONG NORTH SECTION 13 LINE A DISTANCE OF 1383.27 FEET; THENCE DEPART |
| Legal Range | 30W |
| Legal Township | 4N |
| Legal Section | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of April 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2707 BUD DIAMOND RD, JAY, FL 32565-4846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU |
| Nov 14, 2018 | Loan Modification, Mortgage PEN AIR FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2017 · Amount on Record |
| Deed Sale | Oct 20, 2017 · Amount on Record |
| Deed Document Number | 201743985 |
| Deed Book / Page | 3672 / 284 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 2707 BUD DIAMOND RD, JAY, FL 32565-4846 |
| Document Number | 0000017485 |
| Book / Page | 4729 / 1895 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202617485 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2707 BUD DIAMOND RD, JAY, FL 32565-4846 |
| Document Number | 0000017485, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 4729/1895 |
| Instrument | 202617485 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 23, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2707 BUD DIAMOND RD, JAY, FL 32565-4846 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 2707 BUD DIAMOND RD, JAY, FL 32565-4846 |
| Document Number | 0041700169 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 4170/169 |
| Instrument | 202157733 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2707 BUD DIAMOND RD, JAY, FL 32565-4846 |
| Document Number | 0037830360 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2707 BUD DIAMOND RD JAY FL 32565, JAY, FL 32565 |
| Document Number | 0037830360 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 003783/000360 |
| Instrument | 49160 |
| Name | PEN AIR FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32504 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Rate | 4% |
|---|
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $338,032 (+2.9%) | $471,769 (-3.79%) Land $166,790 Building $304,979 | |
| 2024 | $3,467.00 (+2.67%) Homeowner's exemption | $328,505 (+3.95%) | $490,346 (+1.24%) Land $190,617 Building $299,729 |
| 2023 | $3,377.00 (+2.21%) Homeowner's exemption | $316,024 (+3%) | $484,318 (+%) Land $190,617 Building $293,701 |
| 2022 | $3,304.00 Homeowner's exemption | $306,819 | $484,296 Land $190,617 Building $293,679 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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